{"id":5418,"date":"2025-09-23T19:14:11","date_gmt":"2025-09-23T19:14:11","guid":{"rendered":"https:\/\/exchangerateweb.com\/best-international-credit-cards-with-no-foreign-transaction-fee-save-money-while-traveling\/"},"modified":"2025-09-23T19:15:54","modified_gmt":"2025-09-23T19:15:54","slug":"%d8%a3%d9%81%d8%b6%d9%84-%d8%a8%d8%b7%d8%a7%d9%82%d8%a7%d8%aa-%d8%a7%d9%84%d8%a7%d8%a6%d8%aa%d9%85%d8%a7%d9%86-%d8%a7%d9%84%d8%af%d9%88%d9%84%d9%8a%d8%a9-%d8%a8%d8%af%d9%88%d9%86-%d8%b1%d8%b3%d9%88","status":"publish","type":"post","link":"https:\/\/exchangerateweb.com\/ar\/best-international-credit-cards-with-no-foreign-transaction-fee-save-money-while-traveling\/","title":{"rendered":"\u0623\u0641\u0636\u0644 \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0627\u0644\u062f\u0648\u0644\u064a\u0629 \u0628\u062f\u0648\u0646 \u0631\u0633\u0648\u0645 \u0639\u0644\u0649 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0623\u062c\u0646\u0628\u064a\u0629: \u0648\u0641\u0651\u0631 \u0627\u0644\u0645\u0627\u0644 \u0623\u062b\u0646\u0627\u0621 \u0627\u0644\u0633\u0641\u0631"},"content":{"rendered":"<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"585\" src=\"https:\/\/exchangerateweb.com\/wp-content\/uploads\/2025\/09\/Person-using-international-credit-card-with-no-foreign-transaction-fee-at-a-European-cafe-1024x585.jpeg\" alt=\"\u0634\u062e\u0635 \u064a\u0633\u062a\u062e\u062f\u0645 \u0628\u0637\u0627\u0642\u0629 \u0627\u0626\u062a\u0645\u0627\u0646 \u062f\u0648\u0644\u064a\u0629 \u0628\u062f\u0648\u0646 \u0631\u0633\u0648\u0645 \u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0623\u062c\u0646\u0628\u064a\u0629 \u0641\u064a \u0645\u0642\u0647\u0649 \u0623\u0648\u0631\u0648\u0628\u064a\" class=\"wp-image-5419\" srcset=\"https:\/\/exchangerateweb.com\/wp-content\/uploads\/2025\/09\/Person-using-international-credit-card-with-no-foreign-transaction-fee-at-a-European-cafe-1024x585.jpeg 1024w, https:\/\/exchangerateweb.com\/wp-content\/uploads\/2025\/09\/Person-using-international-credit-card-with-no-foreign-transaction-fee-at-a-European-cafe-300x171.jpeg 300w, https:\/\/exchangerateweb.com\/wp-content\/uploads\/2025\/09\/Person-using-international-credit-card-with-no-foreign-transaction-fee-at-a-European-cafe-768x439.jpeg 768w, https:\/\/exchangerateweb.com\/wp-content\/uploads\/2025\/09\/Person-using-international-credit-card-with-no-foreign-transaction-fee-at-a-European-cafe.jpeg 1344w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">\u0623\u0641\u0636\u0644 \u0628\u0637\u0627\u0642\u0629 \u0627\u0626\u062a\u0645\u0627\u0646<\/figcaption><\/figure>\n\n\n<div class=\"styled-container\">\n<section id=\"introduction\">\n<p>\u0647\u0644 \u062a\u062e\u0637\u0637 \u0644\u0631\u062d\u0644\u0629 \u062f\u0648\u0644\u064a\u0629 \u0623\u0648 \u062a\u062a\u0633\u0648\u0642 \u0628\u0627\u0633\u062a\u0645\u0631\u0627\u0631 \u0645\u0646 \u0645\u0648\u0627\u0642\u0639 \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0623\u062c\u0646\u0628\u064a\u0629\u061f \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0627\u0644\u0645\u0646\u0627\u0633\u0628\u0629 \u064a\u0648\u0641\u0631 \u0639\u0644\u064a\u0643 \u0645\u0626\u0627\u062a \u0627\u0644\u062f\u0648\u0644\u0627\u0631\u0627\u062a \u0645\u0646 \u0627\u0644\u0631\u0633\u0648\u0645 \u0627\u0644\u062e\u0641\u064a\u0629. \u0639\u0627\u062f\u0629\u064b \u0645\u0627 \u062a\u064f\u0636\u0627\u0641 \u0631\u0633\u0648\u0645 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0623\u062c\u0646\u0628\u064a\u0629 \u0625\u0644\u0649 \u0643\u0644 \u0639\u0645\u0644\u064a\u0629 \u0634\u0631\u0627\u0621 \u062a\u062a\u0645 \u0641\u064a \u0627\u0644\u062e\u0627\u0631\u062c \u0623\u0648 \u0628\u0639\u0645\u0644\u0629 \u0623\u062c\u0646\u0628\u064a\u0629\u060c \u0623\u064a \u0645\u0627 \u064a\u0639\u0627\u062f\u0644 1.30 \u062c\u0646\u064a\u0647 \u0625\u0633\u062a\u0631\u0644\u064a\u0646\u064a \u0625\u0636\u0627\u0641\u064a \u0639\u0644\u0649 \u0625\u0642\u0627\u0645\u0629 \u0641\u0646\u062f\u0642\u064a\u0629 \u0628\u0642\u064a\u0645\u0629 1.40 \u062c\u0646\u064a\u0647 \u0625\u0633\u062a\u0631\u0644\u064a\u0646\u064a. \u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u062f\u0644\u064a\u0644\u060c \u0633\u0646\u0633\u062a\u0639\u0631\u0636 \u0623\u0641\u0636\u0644 \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0627\u0644\u062f\u0648\u0644\u064a\u0629 \u0627\u0644\u062a\u064a \u0644\u0627 \u062a\u0641\u0631\u0636 \u0631\u0633\u0648\u0645\u064b\u0627 \u0639\u0644\u0649 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0623\u062c\u0646\u0628\u064a\u0629\u060c \u0645\u0645\u0627 \u064a\u0633\u0627\u0639\u062f\u0643 \u0639\u0644\u0649 \u062a\u062d\u0642\u064a\u0642 \u0623\u0642\u0635\u0649 \u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0646 \u0645\u064a\u0632\u0627\u0646\u064a\u0629 \u0633\u0641\u0631\u0643 \u0648\u0643\u0633\u0628 \u0645\u0643\u0627\u0641\u0622\u062a \u0642\u064a\u0651\u0645\u0629.<\/p>\n<\/section>\n<section id=\"what-are-foreign-transaction-fees\">\n<h2>\u0645\u0627 \u0647\u064a \u0631\u0633\u0648\u0645 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0623\u062c\u0646\u0628\u064a\u0629 \u0648\u0644\u0645\u0627\u0630\u0627 \u0647\u064a \u0645\u0647\u0645\u0629\u061f<\/h2>\n<p>\u0631\u0633\u0648\u0645 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0623\u062c\u0646\u0628\u064a\u0629 \u0647\u064a \u0631\u0633\u0648\u0645 \u0625\u0636\u0627\u0641\u064a\u0629 \u062a\u0641\u0631\u0636\u0647\u0627 \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u062c\u0647\u0627\u062a \u0625\u0635\u062f\u0627\u0631 \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0639\u0644\u0649 \u0627\u0644\u0645\u0634\u062a\u0631\u064a\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u062a\u0645 \u062e\u0627\u0631\u062c \u0628\u0644\u062f\u0643 \u0623\u0648 \u0628\u0639\u0645\u0644\u0629 \u0623\u062c\u0646\u0628\u064a\u0629. \u062a\u062a\u0631\u0627\u0648\u062d \u0647\u0630\u0647 \u0627\u0644\u0631\u0633\u0648\u0645 \u0639\u0627\u062f\u0629\u064b \u0628\u064a\u0646 11 \u064831 \u062a\u064a\u0631\u0627\u0628\u0627\u064a\u062a \u0645\u0646 \u0642\u064a\u0645\u0629 \u0627\u0644\u0634\u0631\u0627\u0621\u060c \u0648\u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u0632\u064a\u062f \u0628\u0634\u0643\u0644 \u0645\u0644\u062d\u0648\u0638 \u0645\u0646 \u0646\u0641\u0642\u0627\u062a \u0633\u0641\u0631\u0643.<\/p>\n<div class=\"two-columns\">\n<div>\n<h3>\u0643\u064a\u0641\u064a\u0629 \u0639\u0645\u0644 \u0631\u0633\u0648\u0645 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0623\u062c\u0646\u0628\u064a\u0629<\/h3>\n<p>\u0639\u0646\u062f \u0642\u064a\u0627\u0645\u0643 \u0628\u0639\u0645\u0644\u064a\u0629 \u0634\u0631\u0627\u0621 \u0641\u064a \u0627\u0644\u062e\u0627\u0631\u062c\u060c \u0642\u062f \u064a\u0641\u0631\u0636 \u0645\u064f\u0635\u062f\u0631 \u0628\u0637\u0627\u0642\u062a\u0643 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629 \u0631\u0633\u0648\u0645\u064b\u0627 \u0644\u062a\u062d\u0648\u064a\u0644 \u0645\u0634\u062a\u0631\u064a\u0627\u062a\u0643 \u0645\u0646 \u0627\u0644\u0639\u0645\u0644\u0629 \u0627\u0644\u0645\u062d\u0644\u064a\u0629 \u0625\u0644\u0649 \u0627\u0644\u062f\u0648\u0644\u0627\u0631 \u0627\u0644\u0623\u0645\u0631\u064a\u0643\u064a. \u062a\u062a\u0643\u0648\u0646 \u0647\u0630\u0647 \u0627\u0644\u0631\u0633\u0648\u0645 \u0639\u0627\u062f\u0629\u064b \u0645\u0646 \u062c\u0632\u0623\u064a\u0646:<\/p>\n<ul class=\"custom-list\">\n<li>\u0631\u0633\u0648\u0645 \u062a\u0641\u0631\u0636\u0647\u0627 \u0634\u0628\u0643\u0629 \u0627\u0644\u062f\u0641\u0639 (\u0641\u064a\u0632\u0627\u060c \u0645\u0627\u0633\u062a\u0631\u0643\u0627\u0631\u062f\u060c \u0625\u0644\u062e) - \u0639\u0627\u062f\u0629\u064b 1%<\/li>\n<li>\u0631\u0633\u0648\u0645 \u064a\u0641\u0631\u0636\u0647\u0627 \u0645\u064f\u0635\u062f\u0631 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 (\u0628\u0646\u0643\u0643) - \u0639\u0627\u062f\u0629\u064b 1-2%<\/li>\n<\/ul>\n<p>\u0648\u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u0635\u0644 \u0647\u0630\u0647 \u0627\u0644\u0631\u0633\u0648\u0645 \u0645\u062c\u062a\u0645\u0639\u0629 \u0625\u0644\u0649 3% \u0641\u064a \u0643\u0644 \u0645\u0639\u0627\u0645\u0644\u0629 \u062f\u0648\u0644\u064a\u0629\u060c \u0648\u0647\u0648 \u0645\u0627 \u064a\u062a\u0631\u0627\u0643\u0645 \u0628\u0633\u0631\u0639\u0629 \u0623\u062b\u0646\u0627\u0621 \u0627\u0644\u0633\u0641\u0631.<\/p>\n<\/p><\/div>\n<div>\n<h3>\u0644\u0645\u0627\u0630\u0627 \u062a\u064f\u0639\u062f\u0651 \u0647\u0630\u0647 \u0627\u0644\u0631\u0633\u0648\u0645 \u0645\u0647\u0645\u0629 \u0644\u0644\u0645\u0633\u0627\u0641\u0631\u064a\u0646\u061f<\/h3>\n<p>\u062a\u062e\u064a\u0644 \u0647\u0630\u0627 \u0627\u0644\u0633\u064a\u0646\u0627\u0631\u064a\u0648: \u062e\u0644\u0627\u0644 \u0639\u0637\u0644\u0629 \u0623\u0648\u0631\u0648\u0628\u064a\u0629 \u0644\u0645\u062f\u0629 \u0623\u0633\u0628\u0648\u0639\u064a\u0646\u060c \u0642\u062f \u062a\u0646\u0641\u0642 5000 \u062c\u0646\u064a\u0647 \u0625\u0633\u062a\u0631\u0644\u064a\u0646\u064a \u0639\u0644\u0649 \u0627\u0644\u0641\u0646\u0627\u062f\u0642 \u0648\u0627\u0644\u0645\u0637\u0627\u0639\u0645 \u0648\u0627\u0644\u062a\u0633\u0648\u0642 \u0648\u0627\u0644\u0623\u0646\u0634\u0637\u0629. \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0628\u0637\u0627\u0642\u0629 \u0627\u0626\u062a\u0645\u0627\u0646 \u0639\u0627\u062f\u064a\u0629 \u062a\u0641\u0631\u0636 \u0631\u0633\u0648\u0645\u064b\u0627 \u0639\u0644\u0649 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u062f\u0648\u0644\u064a\u0629 \u0628\u0642\u064a\u0645\u0629 31 \u062c\u0646\u064a\u0647\u064b\u0627 \u0625\u0633\u062a\u0631\u0644\u064a\u0646\u064a\u064b\u0627\u060c \u0633\u062a\u062f\u0641\u0639 \u0645\u0628\u0644\u063a\u064b\u0627 \u0625\u0636\u0627\u0641\u064a\u064b\u0627 \u0642\u062f\u0631\u0647 150 \u062c\u0646\u064a\u0647\u064b\u0627 \u0625\u0633\u062a\u0631\u0644\u064a\u0646\u064a\u064b\u0627 \u0643\u0631\u0633\u0648\u0645 \u0641\u0642\u0637.<\/p>\n<p>\u064a\u062a\u064a\u062d \u0644\u0643 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0628\u0637\u0627\u0642\u0629 \u0628\u062f\u0648\u0646 \u0631\u0633\u0648\u0645 \u0639\u0644\u0649 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0623\u062c\u0646\u0628\u064a\u0629 \u0645\u0627 \u064a\u0644\u064a:<\/p>\n<ul class=\"custom-list\">\n<li>\u0648\u0641\u0631 \u0627\u0644\u0645\u0627\u0644 \u0639\u0644\u0649 \u0643\u0644 \u0639\u0645\u0644\u064a\u0629 \u0634\u0631\u0627\u0621 \u062f\u0648\u0644\u064a\u0629<\/li>\n<li>\u0627\u062d\u0635\u0644 \u0639\u0644\u0649 \u0633\u0639\u0631 \u0627\u0644\u0635\u0631\u0641 \u0627\u0644\u062d\u0642\u064a\u0642\u064a \u0628\u064a\u0646 \u0627\u0644\u0628\u0646\u0648\u0643 \u0628\u062f\u0648\u0646 \u0623\u064a \u0631\u0633\u0648\u0645 \u0625\u0636\u0627\u0641\u064a\u0629.<\/li>\n<li>\u0628\u0633\u0651\u0637 \u0645\u064a\u0632\u0627\u0646\u064a\u0629 \u0633\u0641\u0631\u0643 \u062f\u0648\u0646 \u062d\u0633\u0627\u0628 \u0631\u0633\u0648\u0645 \u0625\u0636\u0627\u0641\u064a\u0629<\/li>\n<li>\u063a\u0627\u0644\u0628\u0627\u064b \u0645\u0627 \u064a\u062d\u0635\u0644\u0648\u0646 \u0639\u0644\u0649 \u0645\u0632\u0627\u064a\u0627 \u0648\u062d\u0645\u0627\u064a\u0629 \u0625\u0636\u0627\u0641\u064a\u0629 \u0623\u062b\u0646\u0627\u0621 \u0627\u0644\u0633\u0641\u0631<\/li>\n<\/ul><\/div>\n<\/p><\/div>\n<p>  <img decoding=\"async\" src=\"https:\/\/exchangerateweb.com\/wp-content\/uploads\/2025\/09\/Diagram-showing-how-foreign-transaction-fees-are-calculated-on-international-credit-card-1024x585.jpeg\" alt=\"\u0631\u0633\u0645 \u0628\u064a\u0627\u0646\u064a \u064a\u0648\u0636\u062d \u0643\u064a\u0641\u064a\u0629 \u062d\u0633\u0627\u0628 \u0631\u0633\u0648\u0645 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0623\u062c\u0646\u0628\u064a\u0629 \u0639\u0644\u0649 \u0645\u0634\u062a\u0631\u064a\u0627\u062a \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0627\u0644\u062f\u0648\u0644\u064a\u0629\" title=\"\u0631\u0633\u0645 \u0628\u064a\u0627\u0646\u064a \u064a\u0648\u0636\u062d \u0643\u064a\u0641\u064a\u0629 \u062d\u0633\u0627\u0628 \u0631\u0633\u0648\u0645 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0623\u062c\u0646\u0628\u064a\u0629 \u0639\u0644\u0649 \u0645\u0634\u062a\u0631\u064a\u0627\u062a \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0627\u0644\u062f\u0648\u0644\u064a\u0629\" width=\"1024\" height=\"585\" class=\"aligncenter size-large wp-image-5420\" srcset=\"https:\/\/exchangerateweb.com\/wp-content\/uploads\/2025\/09\/Diagram-showing-how-foreign-transaction-fees-are-calculated-on-international-credit-card-1024x585.jpeg 1024w, https:\/\/exchangerateweb.com\/wp-content\/uploads\/2025\/09\/Diagram-showing-how-foreign-transaction-fees-are-calculated-on-international-credit-card-300x171.jpeg 300w, https:\/\/exchangerateweb.com\/wp-content\/uploads\/2025\/09\/Diagram-showing-how-foreign-transaction-fees-are-calculated-on-international-credit-card-768x439.jpeg 768w, https:\/\/exchangerateweb.com\/wp-content\/uploads\/2025\/09\/Diagram-showing-how-foreign-transaction-fees-are-calculated-on-international-credit-card.jpeg 1344w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><br \/>\n<\/section>\n<section id=\"top-cards\">\n<h2>\u0623\u0641\u0636\u0644 6 \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0626\u062a\u0645\u0627\u0646 \u062f\u0648\u0644\u064a\u0629 \u0628\u062f\u0648\u0646 \u0631\u0633\u0648\u0645 \u0639\u0644\u0649 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0623\u062c\u0646\u0628\u064a\u0629<\/h2>\n<p>\u0644\u0642\u062f \u0642\u0645\u0646\u0627 \u0628\u062a\u062d\u0644\u064a\u0644 \u0639\u0634\u0631\u0627\u062a \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0644\u062a\u062d\u062f\u064a\u062f \u0623\u0641\u0636\u0644 \u0627\u0644\u062e\u064a\u0627\u0631\u0627\u062a \u0644\u0644\u0645\u0633\u0627\u0641\u0631\u064a\u0646 \u0627\u0644\u062f\u0648\u0644\u064a\u064a\u0646. \u0643\u0644 \u0628\u0637\u0627\u0642\u0629 \u0645\u0646 \u0647\u0630\u0647 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u062a\u064f\u0644\u063a\u064a \u0631\u0633\u0648\u0645 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0623\u062c\u0646\u0628\u064a\u0629\u060c \u0645\u0639 \u062a\u0642\u062f\u064a\u0645 \u0645\u0643\u0627\u0641\u0622\u062a \u0648\u0645\u0632\u0627\u064a\u0627 \u0642\u064a\u0651\u0645\u0629 \u0645\u0635\u0645\u0645\u0629 \u062e\u0635\u064a\u0635\u064b\u0627 \u0644\u0644\u0645\u063a\u0627\u0645\u0631\u064a\u0646 \u062d\u0648\u0644 \u0627\u0644\u0639\u0627\u0644\u0645.<\/p>\n<div class=\"card\">\n<div class=\"card-content\">\n<h3>1. \u0628\u0637\u0627\u0642\u0629 \u0627\u0626\u062a\u0645\u0627\u0646 \u0643\u0627\u0628\u064a\u062a\u0627\u0644 \u0648\u0646 \u0641\u064a\u0646\u0634\u0631 \u0631\u064a\u0648\u0627\u0631\u062f\u0632<\/h3>\n<div class=\"rating-container\">\n<div class=\"rating-overall\">\n<div class=\"rating-score\">4.7<\/div>\n<div class=\"rating-stars\"><\/div>\n<div class=\"rating-label\">\u0645\u0645\u062a\u0627\u0632<\/div>\n<\/p><\/div>\n<div class=\"rating-details\">\n<div class=\"rating-item\">\n<div class=\"rating-name\">\u0642\u064a\u0645\u0629 \u0627\u0644\u0645\u0643\u0627\u0641\u0622\u062a<\/div>\n<div class=\"rating-bar-container\">\n<div class=\"rating-bar\" style=\"width: 90%\"><\/div>\n<\/p><\/div>\n<div class=\"rating-value\">4.5\/5<\/div>\n<\/p><\/div>\n<div class=\"rating-item\">\n<div class=\"rating-name\">\u0645\u0632\u0627\u064a\u0627 \u0627\u0644\u0633\u0641\u0631<\/div>\n<div class=\"rating-bar-container\">\n<div class=\"rating-bar\" style=\"width: 94%\"><\/div>\n<\/p><\/div>\n<div class=\"rating-value\">4.7\/5<\/div>\n<\/p><\/div>\n<div class=\"rating-item\">\n<div class=\"rating-name\">\u0642\u064a\u0645\u0629 \u0627\u0644\u0631\u0633\u0648\u0645 \u0627\u0644\u0633\u0646\u0648\u064a\u0629<\/div>\n<div class=\"rating-bar-container\">\n<div class=\"rating-bar\" style=\"width: 86%\"><\/div>\n<\/p><\/div>\n<div class=\"rating-value\">4.3\/5<\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"two-columns\">\n<div>\n<h4>\u0627\u0644\u0641\u0648\u0627\u0626\u062f \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629<\/h4>\n<ul class=\"custom-list\">\n<li>\u0627\u0643\u0633\u0628 \u0623\u0645\u064a\u0627\u0644\u064b\u0627 \u0645\u0636\u0627\u0639\u0641\u0629 \u063a\u064a\u0631 \u0645\u062d\u062f\u0648\u062f\u0629 \u0639\u0644\u0649 \u0643\u0644 \u0639\u0645\u0644\u064a\u0629 \u0634\u0631\u0627\u0621<\/li>\n<li>\u0627\u062d\u0635\u0644 \u0639\u0644\u0649 5 \u0623\u0645\u064a\u0627\u0644 \u0625\u0636\u0627\u0641\u064a\u0629 \u0639\u0644\u0649 \u0627\u0644\u0641\u0646\u0627\u062f\u0642 \u0648\u062a\u0623\u062c\u064a\u0631 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u062d\u062c\u0648\u0632\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0643\u0627\u0628\u064a\u062a\u0627\u0644 \u0648\u0646 \u062a\u0631\u0627\u0641\u0644<\/li>\n<li>75000 \u0645\u064a\u0644 \u0625\u0636\u0627\u0641\u064a \u0628\u0639\u062f \u0625\u0646\u0641\u0627\u0642 $4000 \u062e\u0644\u0627\u0644 3 \u0623\u0634\u0647\u0631 \u0645\u0646 \u0641\u062a\u062d \u0627\u0644\u062d\u0633\u0627\u0628 (\u0628\u0642\u064a\u0645\u0629 $750 \u0641\u064a \u0627\u0644\u0633\u0641\u0631)<\/li>\n<li>\u0631\u0635\u064a\u062f \u064a\u0635\u0644 \u0625\u0644\u0649 $100 \u0644\u0628\u0631\u0646\u0627\u0645\u062c \u0627\u0644\u062f\u062e\u0648\u0644 \u0627\u0644\u0639\u0627\u0644\u0645\u064a \u0623\u0648 \u0628\u0631\u0646\u0627\u0645\u062c \u0627\u0644\u0641\u062d\u0635 \u0627\u0644\u0645\u0633\u0628\u0642 TSA<\/li>\n<li>\u0623\u0645\u064a\u0627\u0644 \u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u062a\u062d\u0648\u064a\u0644 \u0625\u0644\u0649 \u0623\u0643\u062b\u0631 \u0645\u0646 15 \u0628\u0631\u0646\u0627\u0645\u062c \u0648\u0644\u0627\u0621 \u0644\u0644\u0633\u0641\u0631<\/li>\n<\/ul><\/div>\n<div>\n<h4>\u062a\u0641\u0627\u0635\u064a\u0644 \u0627\u0644\u0628\u0637\u0627\u0642\u0629<\/h4>\n<ul class=\"custom-list\">\n<li><strong>\u0627\u0644\u0631\u0633\u0648\u0645 \u0627\u0644\u0633\u0646\u0648\u064a\u0629:<\/strong> $95<\/li>\n<li><strong>\u0645\u0639\u062f\u0644 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u0633\u0646\u0648\u064a \u0627\u0644\u0639\u0627\u062f\u064a:<\/strong> 19.99% \u2013 29.24% \u0645\u062a\u063a\u064a\u0631<\/li>\n<li><strong>\u0627\u0644\u062f\u0631\u062c\u0629 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629 \u0627\u0644\u0645\u0648\u0635\u0649 \u0628\u0647\u0627:<\/strong> \u062c\u064a\u062f \u0625\u0644\u0649 \u0645\u0645\u062a\u0627\u0632 (670-850)<\/li>\n<li><strong>\u0631\u0633\u0648\u0645 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0623\u062c\u0646\u0628\u064a\u0629:<\/strong> \u0644\u0627 \u0623\u062d\u062f<\/li>\n<\/ul><\/div>\n<\/p><\/div>\n<div class=\"pros-cons\">\n<div class=\"pros\">\n<h4 class=\"pros-title\">\u0627\u0644\u0625\u064a\u062c\u0627\u0628\u064a\u0627\u062a<\/h4>\n<ul>\n<li>\u0647\u064a\u0643\u0644 \u0645\u0643\u0627\u0641\u0622\u062a \u0628\u0633\u064a\u0637 \u0648\u0645\u0631\u0646<\/li>\n<li>\u0645\u0643\u0627\u0641\u0623\u0629 \u062a\u0631\u062d\u064a\u0628\u064a\u0629 \u0633\u062e\u064a\u0629<\/li>\n<li>\u0631\u0635\u064a\u062f \u0633\u0641\u0631 \u0648\u0645\u0632\u0627\u064a\u0627 \u0642\u064a\u0651\u0645\u0629<\/li>\n<li>\u0644\u0627 \u062a\u0648\u062c\u062f \u0641\u0626\u0627\u062a \u0645\u0643\u0627\u0641\u0622\u062a \u0645\u0639\u0642\u062f\u0629 \u0644\u062a\u062a\u0628\u0639\u0647\u0627<\/li>\n<\/ul><\/div>\n<div class=\"cons\">\n<h4 class=\"cons-title\">\u0627\u0644\u0633\u0644\u0628\u064a\u0627\u062a<\/h4>\n<ul>\n<li>\u0644\u0627 \u064a\u062a\u0645 \u0627\u0644\u062a\u0646\u0627\u0632\u0644 \u0639\u0646 \u0627\u0644\u0631\u0633\u0648\u0645 \u0627\u0644\u0633\u0646\u0648\u064a\u0629 \u0641\u064a \u0627\u0644\u0633\u0646\u0629 \u0627\u0644\u0623\u0648\u0644\u0649<\/li>\n<li>\u0644\u0627 \u064a\u0648\u062c\u062f \u0639\u0631\u0636 \u0641\u0627\u0626\u062f\u0629 \u062a\u0645\u0647\u064a\u062f\u064a<\/li>\n<li>\u0645\u0632\u0627\u064a\u0627 \u0627\u0644\u0633\u0641\u0631 \u0627\u0644\u0641\u0627\u062e\u0631\u0629 \u0645\u062d\u062f\u0648\u062f\u0629 \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0645\u0645\u064a\u0632\u0629<\/li>\n<\/ul><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"card-footer\">\n<div class=\"cta-block\">\n<p class=\"cta-block-text\">\u0627\u0633\u062a\u0645\u062a\u0639 \u0628\u0645\u0643\u0627\u0641\u0623\u0629 \u0644\u0645\u0631\u0629 \u0648\u0627\u062d\u062f\u0629 \u0642\u062f\u0631\u0647\u0627 75000 \u0645\u064a\u0644 \u0628\u0645\u062c\u0631\u062f \u0625\u0646\u0641\u0627\u0642 $4000 \u0639\u0644\u0649 \u0627\u0644\u0645\u0634\u062a\u0631\u064a\u0627\u062a \u0641\u064a \u063a\u0636\u0648\u0646 3 \u0623\u0634\u0647\u0631 \u0645\u0646 \u0641\u062a\u062d \u0627\u0644\u062d\u0633\u0627\u0628\u060c \u0648\u0647\u0648 \u0645\u0627 \u064a\u0639\u0627\u062f\u0644 $750 \u0641\u064a \u0627\u0644\u0633\u0641\u0631.<\/p>\n<p>        <a href=\"#\" class=\"cta-btn\">\u0642\u062f\u0645 \u0627\u0644\u0622\u0646<\/a><br \/>\n        <a href=\"#\" class=\"cta-btn cta-btn-secondary\">\u064a\u062a\u0639\u0644\u0645 \u0623\u0643\u062b\u0631<\/a>\n      <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"card\">\n<div class=\"card-content\">\n<h3>2. \u0628\u0637\u0627\u0642\u0629 \u062a\u0634\u064a\u0633 \u0633\u0627\u0641\u0627\u064a\u0631 \u0628\u0631\u064a\u0641\u064a\u0631\u062f<\/h3>\n<div class=\"rating-container\">\n<div class=\"rating-overall\">\n<div class=\"rating-score\">4.7<\/div>\n<div class=\"rating-stars\"><\/div>\n<div class=\"rating-label\">\u0645\u0645\u062a\u0627\u0632<\/div>\n<\/p><\/div>\n<div class=\"rating-details\">\n<div class=\"rating-item\">\n<div class=\"rating-name\">\u0642\u064a\u0645\u0629 \u0627\u0644\u0645\u0643\u0627\u0641\u0622\u062a<\/div>\n<div class=\"rating-bar-container\">\n<div class=\"rating-bar\" style=\"width: 96%\"><\/div>\n<\/p><\/div>\n<div class=\"rating-value\">4.8\/5<\/div>\n<\/p><\/div>\n<div class=\"rating-item\">\n<div class=\"rating-name\">\u0645\u0632\u0627\u064a\u0627 \u0627\u0644\u0633\u0641\u0631<\/div>\n<div class=\"rating-bar-container\">\n<div class=\"rating-bar\" style=\"width: 90%\"><\/div>\n<\/p><\/div>\n<div class=\"rating-value\">4.5\/5<\/div>\n<\/p><\/div>\n<div class=\"rating-item\">\n<div class=\"rating-name\">\u0642\u064a\u0645\u0629 \u0627\u0644\u0631\u0633\u0648\u0645 \u0627\u0644\u0633\u0646\u0648\u064a\u0629<\/div>\n<div class=\"rating-bar-container\">\n<div class=\"rating-bar\" style=\"width: 88%\"><\/div>\n<\/p><\/div>\n<div class=\"rating-value\">4.4\/5<\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"two-columns\">\n<div>\n<h4>\u0627\u0644\u0641\u0648\u0627\u0626\u062f \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629<\/h4>\n<ul class=\"custom-list\">\n<li>\u0627\u0643\u0633\u0628 5 \u0623\u0636\u0639\u0627\u0641 \u0627\u0644\u0646\u0642\u0627\u0637 \u0639\u0644\u0649 \u0631\u062d\u0644\u0627\u062a \u0627\u0644\u0633\u0641\u0631 \u0627\u0644\u062a\u064a \u062a\u062a\u0645 \u0639\u0628\u0631 Chase Travel<\/li>\n<li>\u0627\u062d\u0635\u0644 \u0639\u0644\u0649 3 \u0623\u0636\u0639\u0627\u0641 \u0627\u0644\u0646\u0642\u0627\u0637 \u0639\u0646\u062f \u062a\u0646\u0627\u0648\u0644 \u0627\u0644\u0637\u0639\u0627\u0645\u060c \u0648\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0628\u062b \u0627\u0644\u0645\u062e\u062a\u0627\u0631\u0629\u060c \u0648\u0645\u0634\u062a\u0631\u064a\u0627\u062a \u0627\u0644\u0628\u0642\u0627\u0644\u0629 \u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a.<\/li>\n<li>\u0646\u0642\u0627\u0637 \u0645\u0636\u0627\u0639\u0641\u0629 \u0639\u0644\u0649 \u062c\u0645\u064a\u0639 \u0645\u0634\u062a\u0631\u064a\u0627\u062a \u0627\u0644\u0633\u0641\u0631 \u0627\u0644\u0623\u062e\u0631\u0649<\/li>\n<li>75000 \u0646\u0642\u0637\u0629 \u0625\u0636\u0627\u0641\u064a\u0629 \u0628\u0639\u062f \u0625\u0646\u0641\u0627\u0642 $5000 \u0641\u064a \u0627\u0644\u0623\u0634\u0647\u0631 \u0627\u0644\u062b\u0644\u0627\u062b\u0629 \u0627\u0644\u0623\u0648\u0644\u0649 (\u0628\u0642\u064a\u0645\u0629 $937 \u0639\u0646\u062f \u0627\u0633\u062a\u0631\u062f\u0627\u062f\u0647\u0627 \u0645\u0646 \u062e\u0644\u0627\u0644 Chase Travel)<\/li>\n<li>\u064a\u0645\u0643\u0646 \u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0646\u0642\u0627\u0637 \u0625\u0644\u0649 14 \u0634\u0631\u064a\u0643\u064b\u0627 \u0645\u0646 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0637\u064a\u0631\u0627\u0646 \u0648\u0627\u0644\u0641\u0646\u0627\u062f\u0642<\/li>\n<\/ul><\/div>\n<div>\n<h4>\u062a\u0641\u0627\u0635\u064a\u0644 \u0627\u0644\u0628\u0637\u0627\u0642\u0629<\/h4>\n<ul class=\"custom-list\">\n<li><strong>\u0627\u0644\u0631\u0633\u0648\u0645 \u0627\u0644\u0633\u0646\u0648\u064a\u0629:<\/strong> $95<\/li>\n<li><strong>\u0645\u0639\u062f\u0644 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u0633\u0646\u0648\u064a \u0627\u0644\u0639\u0627\u062f\u064a:<\/strong> 19.99% \u2013 28.24% \u0645\u062a\u063a\u064a\u0631<\/li>\n<li><strong>\u0627\u0644\u062f\u0631\u062c\u0629 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629 \u0627\u0644\u0645\u0648\u0635\u0649 \u0628\u0647\u0627:<\/strong> \u062c\u064a\u062f \u0625\u0644\u0649 \u0645\u0645\u062a\u0627\u0632 (670-850)<\/li>\n<li><strong>\u0631\u0633\u0648\u0645 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0623\u062c\u0646\u0628\u064a\u0629:<\/strong> \u0644\u0627 \u0623\u062d\u062f<\/li>\n<\/ul><\/div>\n<\/p><\/div>\n<div class=\"pros-cons\">\n<div class=\"pros\">\n<h4 class=\"pros-title\">\u0627\u0644\u0625\u064a\u062c\u0627\u0628\u064a\u0627\u062a<\/h4>\n<ul>\n<li>\u0642\u064a\u0645\u0629 \u0646\u0642\u0627\u0637 \u0645\u0645\u062a\u0627\u0632\u0629 \u0639\u0646\u062f \u0627\u0633\u062a\u0628\u062f\u0627\u0644\u0647\u0627 \u0645\u0646 \u062e\u0644\u0627\u0644 Chase Travel (\u0645\u0643\u0627\u0641\u0623\u0629 25%)<\/li>\n<li>\u0645\u0632\u0627\u064a\u0627 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0633\u0641\u0631 \u0627\u0644\u0642\u0648\u064a\u0629<\/li>\n<li>\u062e\u064a\u0627\u0631\u0627\u062a \u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0645\u0631\u0646\u0629<\/li>\n<li>\u0634\u0631\u0643\u0627\u0621 \u062a\u062d\u0648\u064a\u0644 \u0642\u064a\u0651\u0645\u0648\u0646<\/li>\n<\/ul><\/div>\n<div class=\"cons\">\n<h4 class=\"cons-title\">\u0627\u0644\u0633\u0644\u0628\u064a\u0627\u062a<\/h4>\n<ul>\n<li>\u0644\u0627 \u064a\u062a\u0645 \u0627\u0644\u062a\u0646\u0627\u0632\u0644 \u0639\u0646 \u0627\u0644\u0631\u0633\u0648\u0645 \u0627\u0644\u0633\u0646\u0648\u064a\u0629 \u0641\u064a \u0627\u0644\u0633\u0646\u0629 \u0627\u0644\u0623\u0648\u0644\u0649<\/li>\n<li>\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0625\u0646\u0641\u0627\u0642 \u0639\u0627\u0644\u064a\u0629 \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0645\u0643\u0627\u0641\u0623\u0629 \u0627\u0644\u062a\u0631\u062d\u064a\u0628<\/li>\n<li>\u0644\u0627 \u064a\u064f\u0633\u0645\u062d \u0628\u062f\u062e\u0648\u0644 \u0635\u0627\u0644\u0627\u062a \u0627\u0644\u0645\u0637\u0627\u0631<\/li>\n<\/ul><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"card-footer\">\n<div class=\"cta-block\">\n<p class=\"cta-block-text\">\u0627\u0631\u0628\u062d 75000 \u0646\u0642\u0637\u0629 \u0625\u0636\u0627\u0641\u064a\u0629 \u0628\u0639\u062f \u0625\u0646\u0641\u0627\u0642 $5000 \u0639\u0644\u0649 \u0627\u0644\u0645\u0634\u062a\u0631\u064a\u0627\u062a \u0641\u064a \u0627\u0644\u0623\u0634\u0647\u0631 \u0627\u0644\u062b\u0644\u0627\u062b\u0629 \u0627\u0644\u0623\u0648\u0644\u0649 \u0645\u0646 \u0641\u062a\u062d \u0627\u0644\u062d\u0633\u0627\u0628 - \u0623\u064a \u0645\u0627 \u064a\u0639\u0627\u062f\u0644 $937 \u0641\u064a \u0627\u0644\u0633\u0641\u0631 \u0639\u0646\u062f \u0627\u0633\u062a\u0631\u062f\u0627\u062f\u0647\u0627 \u0645\u0646 \u062e\u0644\u0627\u0644 Chase Travel.<\/p>\n<p>        <a href=\"#\" class=\"cta-btn\">\u0642\u062f\u0645 \u0627\u0644\u0622\u0646<\/a><br \/>\n        <a href=\"#\" class=\"cta-btn cta-btn-secondary\">\u064a\u062a\u0639\u0644\u0645 \u0623\u0643\u062b\u0631<\/a>\n      <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"card\">\n<div class=\"card-content\">\n<h3>3. \u0628\u0637\u0627\u0642\u0629 \u062a\u0648\u0642\u064a\u0639 \u0645\u0646 \u0648\u064a\u0644\u0632 \u0641\u0627\u0631\u062c\u0648<\/h3>\n<div class=\"rating-container\">\n<div class=\"rating-overall\">\n<div class=\"rating-score\">4.5<\/div>\n<div class=\"rating-stars\"><\/div>\n<div class=\"rating-label\">\u0645\u0645\u062a\u0627\u0632<\/div>\n<\/p><\/div>\n<div class=\"rating-details\">\n<div class=\"rating-item\">\n<div class=\"rating-name\">\u0642\u064a\u0645\u0629 \u0627\u0644\u0645\u0643\u0627\u0641\u0622\u062a<\/div>\n<div class=\"rating-bar-container\">\n<div class=\"rating-bar\" style=\"width: 86%\"><\/div>\n<\/p><\/div>\n<div class=\"rating-value\">4.3\/5<\/div>\n<\/p><\/div>\n<div class=\"rating-item\">\n<div class=\"rating-name\">\u0645\u0632\u0627\u064a\u0627 \u0627\u0644\u0633\u0641\u0631<\/div>\n<div class=\"rating-bar-container\">\n<div class=\"rating-bar\" style=\"width: 80%\"><\/div>\n<\/p><\/div>\n<div class=\"rating-value\">4.0\/5<\/div>\n<\/p><\/div>\n<div class=\"rating-item\">\n<div class=\"rating-name\">\u0642\u064a\u0645\u0629 \u0627\u0644\u0631\u0633\u0648\u0645 \u0627\u0644\u0633\u0646\u0648\u064a\u0629<\/div>\n<div class=\"rating-bar-container\">\n<div class=\"rating-bar\" style=\"width: 100%\"><\/div>\n<\/p><\/div>\n<div class=\"rating-value\">5.0\/5<\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"two-columns\">\n<div>\n<h4>\u0627\u0644\u0641\u0648\u0627\u0626\u062f \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629<\/h4>\n<ul class=\"custom-list\">\n<li>\u0627\u0643\u0633\u0628 3 \u0623\u0636\u0639\u0627\u0641 \u0627\u0644\u0646\u0642\u0627\u0637 \u0639\u0644\u0649 \u0627\u0644\u0645\u0637\u0627\u0639\u0645 \u0648\u0627\u0644\u0633\u0641\u0631 \u0648\u0645\u062d\u0637\u0627\u062a \u0627\u0644\u0648\u0642\u0648\u062f \u0648\u0648\u0633\u0627\u0626\u0644 \u0627\u0644\u0646\u0642\u0644 \u0648\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0628\u062b \u0627\u0644\u0634\u0647\u064a\u0631\u0629<\/li>\n<li>\u0646\u0642\u0627\u0637 \u0645\u0636\u0627\u0639\u0641\u0629 \u0639\u0644\u0649 \u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0634\u062a\u0631\u064a\u0627\u062a \u0627\u0644\u0623\u062e\u0631\u0649<\/li>\n<li>20,000 \u0646\u0642\u0637\u0629 \u0625\u0636\u0627\u0641\u064a\u0629 \u0628\u0639\u062f \u0625\u0646\u0641\u0627\u0642 $1,000 \u0641\u064a \u0627\u0644\u0623\u0634\u0647\u0631 \u0627\u0644\u062b\u0644\u0627\u062b\u0629 \u0627\u0644\u0623\u0648\u0644\u0649 (\u0628\u0642\u064a\u0645\u0629 $200)<\/li>\n<li>\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 (\u062d\u062a\u0649 $600)<\/li>\n<li>\u0645\u0639\u062f\u0644 \u0641\u0627\u0626\u062f\u0629 \u062a\u0645\u0647\u064a\u062f\u064a 0% \u0639\u0644\u0649 \u0627\u0644\u0645\u0634\u062a\u0631\u064a\u0627\u062a \u0644\u0645\u062f\u0629 12 \u0634\u0647\u0631\u064b\u0627<\/li>\n<\/ul><\/div>\n<div>\n<h4>\u062a\u0641\u0627\u0635\u064a\u0644 \u0627\u0644\u0628\u0637\u0627\u0642\u0629<\/h4>\n<ul class=\"custom-list\">\n<li><strong>\u0627\u0644\u0631\u0633\u0648\u0645 \u0627\u0644\u0633\u0646\u0648\u064a\u0629:<\/strong> $0<\/li>\n<li><strong>\u0645\u0639\u062f\u0644 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u0633\u0646\u0648\u064a \u0627\u0644\u0639\u0627\u062f\u064a:<\/strong> 18.99%\u060c \u0623\u0648 23.99%\u060c \u0623\u0648 28.99% \u0645\u062a\u063a\u064a\u0631<\/li>\n<li><strong>\u0627\u0644\u062f\u0631\u062c\u0629 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629 \u0627\u0644\u0645\u0648\u0635\u0649 \u0628\u0647\u0627:<\/strong> \u062c\u064a\u062f \u0625\u0644\u0649 \u0645\u0645\u062a\u0627\u0632 (670-850)<\/li>\n<li><strong>\u0631\u0633\u0648\u0645 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0623\u062c\u0646\u0628\u064a\u0629:<\/strong> \u0644\u0627 \u0623\u062d\u062f<\/li>\n<\/ul><\/div>\n<\/p><\/div>\n<div class=\"pros-cons\">\n<div class=\"pros\">\n<h4 class=\"pros-title\">\u0627\u0644\u0625\u064a\u062c\u0627\u0628\u064a\u0627\u062a<\/h4>\n<ul>\n<li>\u0644\u0627 \u062a\u0648\u062c\u062f \u0631\u0633\u0648\u0645 \u0633\u0646\u0648\u064a\u0629<\/li>\n<li>\u0645\u0643\u0627\u0641\u0622\u062a \u0642\u0648\u064a\u0629 \u0641\u064a \u0641\u0626\u0627\u062a \u0627\u0644\u0625\u0646\u0641\u0627\u0642 \u0627\u0644\u0634\u0627\u0626\u0639\u0629<\/li>\n<li>\u062d\u0645\u0627\u064a\u0629 \u0642\u064a\u0651\u0645\u0629 \u0644\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644<\/li>\n<li>\u0641\u062a\u0631\u0629 \u0645\u0639\u062f\u0644 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u0633\u0646\u0648\u064a \u0627\u0644\u062a\u0645\u0647\u064a\u062f\u064a<\/li>\n<\/ul><\/div>\n<div class=\"cons\">\n<h4 class=\"cons-title\">\u0627\u0644\u0633\u0644\u0628\u064a\u0627\u062a<\/h4>\n<ul>\n<li>\u062e\u064a\u0627\u0631\u0627\u062a \u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0645\u062d\u062f\u0648\u062f\u0629 \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u0627\u0644\u0646\u0642\u0627\u0637 \u0627\u0644\u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u062a\u062d\u0648\u064a\u0644<\/li>\n<li>\u0644\u0627 \u064a\u0648\u062c\u062f \u0634\u0631\u0643\u0627\u0621 \u0646\u0642\u0644 \u0645\u0646 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0637\u064a\u0631\u0627\u0646 \u0623\u0648 \u0627\u0644\u0641\u0646\u0627\u062f\u0642<\/li>\n<li>\u0645\u0632\u0627\u064a\u0627 \u0633\u0641\u0631 \u0645\u0645\u064a\u0632\u0629 \u0623\u0642\u0644<\/li>\n<\/ul><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"card-footer\">\n<div class=\"cta-block\">\n<p class=\"cta-block-text\">\u0627\u0631\u0628\u062d 20,000 \u0646\u0642\u0637\u0629 \u0625\u0636\u0627\u0641\u064a\u0629 \u0639\u0646\u062f \u0625\u0646\u0641\u0627\u0642 $1,000 \u0641\u064a \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0634\u0631\u0627\u0621 \u062e\u0644\u0627\u0644 \u0627\u0644\u0623\u0634\u0647\u0631 \u0627\u0644\u062b\u0644\u0627\u062b\u0629 \u0627\u0644\u0623\u0648\u0644\u0649 - \u0623\u064a \u0645\u0627 \u064a\u0639\u0627\u062f\u0644 \u0642\u064a\u0645\u0629 \u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0646\u0642\u062f\u064a \u0642\u062f\u0631\u0647\u0627 $200.<\/p>\n<p>        <a href=\"#\" class=\"cta-btn\">\u0642\u062f\u0645 \u0627\u0644\u0622\u0646<\/a><br \/>\n        <a href=\"#\" class=\"cta-btn cta-btn-secondary\">\u064a\u062a\u0639\u0644\u0645 \u0623\u0643\u062b\u0631<\/a>\n      <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"card\">\n<div class=\"card-content\">\n<h3>4. \u0628\u0637\u0627\u0642\u0629 \u0627\u0626\u062a\u0645\u0627\u0646 \u0643\u0627\u0628\u064a\u062a\u0627\u0644 \u0648\u0646 \u0643\u0648\u064a\u0643\u0633\u064a\u0644\u0641\u0631 \u0644\u0644\u0645\u0643\u0627\u0641\u0622\u062a \u0627\u0644\u0646\u0642\u062f\u064a\u0629<\/h3>\n<div class=\"rating-container\">\n<div class=\"rating-overall\">\n<div class=\"rating-score\">4.6<\/div>\n<div class=\"rating-stars\"><\/div>\n<div class=\"rating-label\">\u0645\u0645\u062a\u0627\u0632<\/div>\n<\/p><\/div>\n<div class=\"rating-details\">\n<div class=\"rating-item\">\n<div class=\"rating-name\">\u0642\u064a\u0645\u0629 \u0627\u0644\u0645\u0643\u0627\u0641\u0622\u062a<\/div>\n<div class=\"rating-bar-container\">\n<div class=\"rating-bar\" style=\"width: 82%\"><\/div>\n<\/p><\/div>\n<div class=\"rating-value\">4.1\/5<\/div>\n<\/p><\/div>\n<div class=\"rating-item\">\n<div class=\"rating-name\">\u0645\u0632\u0627\u064a\u0627 \u0627\u0644\u0633\u0641\u0631<\/div>\n<div class=\"rating-bar-container\">\n<div class=\"rating-bar\" style=\"width: 76%\"><\/div>\n<\/p><\/div>\n<div class=\"rating-value\">3.8\/5<\/div>\n<\/p><\/div>\n<div class=\"rating-item\">\n<div class=\"rating-name\">\u0642\u064a\u0645\u0629 \u0627\u0644\u0631\u0633\u0648\u0645 \u0627\u0644\u0633\u0646\u0648\u064a\u0629<\/div>\n<div class=\"rating-bar-container\">\n<div class=\"rating-bar\" style=\"width: 100%\"><\/div>\n<\/p><\/div>\n<div class=\"rating-value\">5.0\/5<\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"two-columns\">\n<div>\n<h4>\u0627\u0644\u0641\u0648\u0627\u0626\u062f \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629<\/h4>\n<ul class=\"custom-list\">\n<li>\u0627\u0631\u0628\u062d \u0645\u0628\u0644\u063a\u064b\u0627 \u063a\u064a\u0631 \u0645\u062d\u062f\u0648\u062f \u0642\u062f\u0631\u0647 1.5% \u0643\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0646\u0642\u062f\u064a \u0639\u0644\u0649 \u0643\u0644 \u0639\u0645\u0644\u064a\u0629 \u0634\u0631\u0627\u0621<\/li>\n<li>\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0646\u0642\u062f\u064a \u0628\u0642\u064a\u0645\u0629 5% \u0639\u0644\u0649 \u0627\u0644\u0641\u0646\u0627\u062f\u0642 \u0648\u062a\u0623\u062c\u064a\u0631 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u062d\u062c\u0648\u0632\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 Capital One Travel<\/li>\n<li>\u0645\u0643\u0627\u0641\u0623\u0629 \u0646\u0642\u062f\u064a\u0629 \u0628\u0642\u064a\u0645\u0629 $200 \u0628\u0639\u062f \u0625\u0646\u0641\u0627\u0642 $500 \u062e\u0644\u0627\u0644 \u0627\u0644\u0623\u0634\u0647\u0631 \u0627\u0644\u062b\u0644\u0627\u062b\u0629 \u0627\u0644\u0623\u0648\u0644\u0649<\/li>\n<li>\u0645\u0639\u062f\u0644 \u0641\u0627\u0626\u062f\u0629 \u062a\u0645\u0647\u064a\u062f\u064a 0% \u0639\u0644\u0649 \u0627\u0644\u0645\u0634\u062a\u0631\u064a\u0627\u062a \u0648\u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u0631\u0635\u064a\u062f \u0644\u0645\u062f\u0629 15 \u0634\u0647\u0631\u064b\u0627<\/li>\n<li>\u0644\u0627 \u064a\u0648\u062c\u062f \u062d\u062f \u0623\u062f\u0646\u0649 \u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0627\u0644\u0646\u0642\u062f\u064a<\/li>\n<\/ul><\/div>\n<div>\n<h4>\u062a\u0641\u0627\u0635\u064a\u0644 \u0627\u0644\u0628\u0637\u0627\u0642\u0629<\/h4>\n<ul class=\"custom-list\">\n<li><strong>\u0627\u0644\u0631\u0633\u0648\u0645 \u0627\u0644\u0633\u0646\u0648\u064a\u0629:<\/strong> $0<\/li>\n<li><strong>\u0645\u0639\u062f\u0644 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u0633\u0646\u0648\u064a \u0627\u0644\u0639\u0627\u062f\u064a:<\/strong> 19.24% \u2013 29.24% \u0645\u062a\u063a\u064a\u0631<\/li>\n<li><strong>\u0627\u0644\u062f\u0631\u062c\u0629 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629 \u0627\u0644\u0645\u0648\u0635\u0649 \u0628\u0647\u0627:<\/strong> \u062c\u064a\u062f \u0625\u0644\u0649 \u0645\u0645\u062a\u0627\u0632 (670-850)<\/li>\n<li><strong>\u0631\u0633\u0648\u0645 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0623\u062c\u0646\u0628\u064a\u0629:<\/strong> \u0644\u0627 \u0623\u062d\u062f<\/li>\n<\/ul><\/div>\n<\/p><\/div>\n<div class=\"pros-cons\">\n<div class=\"pros\">\n<h4 class=\"pros-title\">\u0627\u0644\u0625\u064a\u062c\u0627\u0628\u064a\u0627\u062a<\/h4>\n<ul>\n<li>\u0644\u0627 \u062a\u0648\u062c\u062f \u0631\u0633\u0648\u0645 \u0633\u0646\u0648\u064a\u0629<\/li>\n<li>\u0647\u064a\u0643\u0644 \u0645\u0643\u0627\u0641\u0622\u062a \u0628\u0633\u064a\u0637 \u0630\u0648 \u0645\u0639\u062f\u0644 \u062b\u0627\u0628\u062a<\/li>\n<li>\u0645\u0643\u0627\u0641\u0623\u0629 \u062a\u0631\u062d\u064a\u0628\u064a\u0629 \u0633\u0647\u0644\u0629 \u0627\u0644\u0643\u0633\u0628<\/li>\n<li>\u0641\u062a\u0631\u0629 \u062a\u0645\u0647\u064a\u062f\u064a\u0629 \u0637\u0648\u064a\u0644\u0629 \u0644\u0646\u0633\u0628\u0629 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u0633\u0646\u0648\u064a\u0629<\/li>\n<\/ul><\/div>\n<div class=\"cons\">\n<h4 class=\"cons-title\">\u0627\u0644\u0633\u0644\u0628\u064a\u0627\u062a<\/h4>\n<ul>\n<li>\u0645\u0639\u062f\u0644 \u0645\u0643\u0627\u0641\u0622\u062a \u0623\u0633\u0627\u0633\u064a \u0623\u0642\u0644 \u0645\u0646 \u0628\u0639\u0636 \u0627\u0644\u0645\u0646\u0627\u0641\u0633\u064a\u0646<\/li>\n<li>\u0645\u0632\u0627\u064a\u0627 \u0645\u062d\u062f\u0648\u062f\u0629 \u062e\u0627\u0635\u0629 \u0628\u0627\u0644\u0633\u0641\u0631<\/li>\n<li>\u0644\u0627 \u062a\u0648\u062c\u062f \u0641\u0626\u0627\u062a \u0625\u0636\u0627\u0641\u064a\u0629 \u0644\u0644\u0625\u0646\u0641\u0627\u0642 \u0627\u0644\u064a\u0648\u0645\u064a<\/li>\n<\/ul><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"card-footer\">\n<div class=\"cta-block\">\n<p class=\"cta-block-text\">\u0627\u062d\u0635\u0644 \u0639\u0644\u0649 \u0645\u0643\u0627\u0641\u0623\u0629 \u0646\u0642\u062f\u064a\u0629 \u0642\u062f\u0631\u0647\u0627 $200 \u0628\u0645\u062c\u0631\u062f \u0625\u0646\u0641\u0627\u0642\u0643 $500 \u0639\u0644\u0649 \u0627\u0644\u0645\u0634\u062a\u0631\u064a\u0627\u062a \u062e\u0644\u0627\u0644 \u0627\u0644\u0623\u0634\u0647\u0631 \u0627\u0644\u062b\u0644\u0627\u062b\u0629 \u0627\u0644\u0623\u0648\u0644\u0649 \u0645\u0646 \u0641\u062a\u062d \u0627\u0644\u062d\u0633\u0627\u0628.<\/p>\n<p>        <a href=\"#\" class=\"cta-btn\">\u0642\u062f\u0645 \u0627\u0644\u0622\u0646<\/a><br \/>\n        <a href=\"#\" class=\"cta-btn cta-btn-secondary\">\u064a\u062a\u0639\u0644\u0645 \u0623\u0643\u062b\u0631<\/a>\n      <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"card\">\n<div class=\"card-content\">\n<h3>5. \u0628\u0637\u0627\u0642\u0629 \u0627\u0626\u062a\u0645\u0627\u0646 \u0645\u0643\u0627\u0641\u0622\u062a \u0627\u0644\u0633\u0641\u0631 \u0645\u0646 \u0628\u0646\u0643 \u0623\u0648\u0641 \u0623\u0645\u0631\u064a\u0643\u0627<\/h3>\n<div class=\"rating-container\">\n<div class=\"rating-overall\">\n<div class=\"rating-score\">3.8<\/div>\n<div class=\"rating-stars\"><\/div>\n<div class=\"rating-label\">\u062c\u064a\u062f<\/div>\n<\/p><\/div>\n<div class=\"rating-details\">\n<div class=\"rating-item\">\n<div class=\"rating-name\">\u0642\u064a\u0645\u0629 \u0627\u0644\u0645\u0643\u0627\u0641\u0622\u062a<\/div>\n<div class=\"rating-bar-container\">\n<div class=\"rating-bar\" style=\"width: 74%\"><\/div>\n<\/p><\/div>\n<div class=\"rating-value\">3.7\/5<\/div>\n<\/p><\/div>\n<div class=\"rating-item\">\n<div class=\"rating-name\">\u0645\u0632\u0627\u064a\u0627 \u0627\u0644\u0633\u0641\u0631<\/div>\n<div class=\"rating-bar-container\">\n<div class=\"rating-bar\" style=\"width: 68%\"><\/div>\n<\/p><\/div>\n<div class=\"rating-value\">3.4\/5<\/div>\n<\/p><\/div>\n<div class=\"rating-item\">\n<div class=\"rating-name\">\u0642\u064a\u0645\u0629 \u0627\u0644\u0631\u0633\u0648\u0645 \u0627\u0644\u0633\u0646\u0648\u064a\u0629<\/div>\n<div class=\"rating-bar-container\">\n<div class=\"rating-bar\" style=\"width: 100%\"><\/div>\n<\/p><\/div>\n<div class=\"rating-value\">5.0\/5<\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"two-columns\">\n<div>\n<h4>\u0627\u0644\u0641\u0648\u0627\u0626\u062f \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629<\/h4>\n<ul class=\"custom-list\">\n<li>\u0627\u0643\u0633\u0628 1.5 \u0646\u0642\u0637\u0629 \u063a\u064a\u0631 \u0645\u062d\u062f\u0648\u062f\u0629 \u0644\u0643\u0644 $1 \u062a\u0646\u0641\u0642\u0647 \u0639\u0644\u0649 \u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0634\u062a\u0631\u064a\u0627\u062a<\/li>\n<li>3 \u0646\u0642\u0627\u0637 \u0644\u0643\u0644 $1 \u064a\u062a\u0645 \u0625\u0646\u0641\u0627\u0642\u0647\u0627 \u0639\u0644\u0649 \u0627\u0644\u0633\u0641\u0631 \u0627\u0644\u0645\u062d\u062c\u0648\u0632 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0645\u0631\u0643\u0632 \u0633\u0641\u0631 \u0628\u0646\u0643 \u0623\u0648\u0641 \u0623\u0645\u0631\u064a\u0643\u0627<\/li>\n<li>25000 \u0646\u0642\u0637\u0629 \u0625\u0636\u0627\u0641\u064a\u0629 \u0628\u0639\u062f \u0625\u0646\u0641\u0627\u0642 $1000 \u0641\u064a \u0623\u0648\u0644 90 \u064a\u0648\u0645\u064b\u0627 (\u0628\u0642\u064a\u0645\u0629 $250 \u0641\u064a \u0627\u0644\u0633\u0641\u0631)<\/li>\n<li>0% \u0645\u0639\u062f\u0644 \u0641\u0627\u0626\u062f\u0629 \u0633\u0646\u0648\u064a \u062a\u0645\u0647\u064a\u062f\u064a \u0639\u0644\u0649 \u0627\u0644\u0645\u0634\u062a\u0631\u064a\u0627\u062a \u0644\u0645\u062f\u0629 15 \u062f\u0648\u0631\u0629 \u0641\u0648\u062a\u0631\u0629<\/li>\n<li>\u064a\u062d\u0635\u0644 \u0623\u0639\u0636\u0627\u0621 \u0628\u0631\u0646\u0627\u0645\u062c \u0627\u0644\u0645\u0643\u0627\u0641\u0622\u062a \u0627\u0644\u0645\u0641\u0636\u0644\u0629 \u0639\u0644\u0649 \u0646\u0642\u0627\u0637 \u0625\u0636\u0627\u0641\u064a\u0629 \u062a\u062a\u0631\u0627\u0648\u062d \u0628\u064a\u0646 25% \u064875% \u0639\u0644\u0649 \u0643\u0644 \u0639\u0645\u0644\u064a\u0629 \u0634\u0631\u0627\u0621<\/li>\n<\/ul><\/div>\n<div>\n<h4>\u062a\u0641\u0627\u0635\u064a\u0644 \u0627\u0644\u0628\u0637\u0627\u0642\u0629<\/h4>\n<ul class=\"custom-list\">\n<li><strong>\u0627\u0644\u0631\u0633\u0648\u0645 \u0627\u0644\u0633\u0646\u0648\u064a\u0629:<\/strong> $0<\/li>\n<li><strong>\u0645\u0639\u062f\u0644 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u0633\u0646\u0648\u064a \u0627\u0644\u0639\u0627\u062f\u064a:<\/strong> 18.24% \u2013 28.24% \u0645\u062a\u063a\u064a\u0631<\/li>\n<li><strong>\u0627\u0644\u062f\u0631\u062c\u0629 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629 \u0627\u0644\u0645\u0648\u0635\u0649 \u0628\u0647\u0627:<\/strong> \u062c\u064a\u062f \u0625\u0644\u0649 \u0645\u0645\u062a\u0627\u0632 (670-850)<\/li>\n<li><strong>\u0631\u0633\u0648\u0645 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0623\u062c\u0646\u0628\u064a\u0629:<\/strong> \u0644\u0627 \u0623\u062d\u062f<\/li>\n<\/ul><\/div>\n<\/p><\/div>\n<div class=\"pros-cons\">\n<div class=\"pros\">\n<h4 class=\"pros-title\">\u0627\u0644\u0625\u064a\u062c\u0627\u0628\u064a\u0627\u062a<\/h4>\n<ul>\n<li>\u0644\u0627 \u062a\u0648\u062c\u062f \u0631\u0633\u0648\u0645 \u0633\u0646\u0648\u064a\u0629<\/li>\n<li>\u0647\u064a\u0643\u0644 \u0645\u0643\u0627\u0641\u0622\u062a \u0628\u0633\u064a\u0637<\/li>\n<li>\u0641\u062a\u0631\u0629 \u062a\u0645\u0647\u064a\u062f\u064a\u0629 \u0637\u0648\u064a\u0644\u0629 \u0644\u0646\u0633\u0628\u0629 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u0633\u0646\u0648\u064a\u0629<\/li>\n<li>\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0645\u0631\u0646 \u0644\u0645\u0634\u062a\u0631\u064a\u0627\u062a \u0627\u0644\u0633\u0641\u0631<\/li>\n<\/ul><\/div>\n<div class=\"cons\">\n<h4 class=\"cons-title\">\u0627\u0644\u0633\u0644\u0628\u064a\u0627\u062a<\/h4>\n<ul>\n<li>\u0642\u064a\u0645\u0629 \u0627\u0644\u0645\u0643\u0627\u0641\u0622\u062a \u0623\u0642\u0644 \u0645\u0646 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0645\u0646\u0627\u0641\u0633\u0629<\/li>\n<li>\u0644\u0627 \u064a\u0648\u062c\u062f \u0634\u0631\u0643\u0627\u0621 \u0646\u0642\u0644<\/li>\n<li>\u062d\u0645\u0627\u064a\u0629 \u0633\u0641\u0631 \u0645\u062d\u062f\u0648\u062f\u0629<\/li>\n<li>\u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0623\u0641\u0636\u0644 \u0642\u064a\u0645\u0629\u060c \u064a\u062a\u0637\u0644\u0628 \u0627\u0644\u0623\u0645\u0631 \u0639\u0636\u0648\u064a\u0629 \u0641\u064a \u0628\u0631\u0646\u0627\u0645\u062c \u0645\u0643\u0627\u0641\u0622\u062a \u0628\u0646\u0643 \u0623\u0648\u0641 \u0623\u0645\u0631\u064a\u0643\u0627 \u0627\u0644\u0645\u0641\u0636\u0644.<\/li>\n<\/ul><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"card-footer\">\n<div class=\"cta-block\">\n<p class=\"cta-block-text\">\u0627\u0631\u0628\u062d 25000 \u0646\u0642\u0637\u0629 \u0645\u0643\u0627\u0641\u0623\u0629 \u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a \u0628\u0639\u062f \u0642\u064a\u0627\u0645\u0643 \u0628\u0639\u0645\u0644\u064a\u0627\u062a \u0634\u0631\u0627\u0621 \u0628\u0642\u064a\u0645\u0629 $1000 \u0639\u0644\u0649 \u0627\u0644\u0623\u0642\u0644 \u0641\u064a \u0623\u0648\u0644 90 \u064a\u0648\u0645\u064b\u0627 \u0645\u0646 \u0641\u062a\u062d \u0627\u0644\u062d\u0633\u0627\u0628 - \u0648\u0647\u0630\u0627 \u064a\u0639\u0627\u062f\u0644 \u0631\u0635\u064a\u062f\u064b\u0627 \u0628\u0642\u064a\u0645\u0629 $250 \u0641\u064a \u0643\u0634\u0641 \u0627\u0644\u062d\u0633\u0627\u0628 \u064a\u064f\u0633\u062a\u062e\u062f\u0645 \u0641\u064a \u0645\u0634\u062a\u0631\u064a\u0627\u062a \u0627\u0644\u0633\u0641\u0631.<\/p>\n<p>        <a href=\"#\" class=\"cta-btn\">\u0642\u062f\u0645 \u0627\u0644\u0622\u0646<\/a><br \/>\n        <a href=\"#\" class=\"cta-btn cta-btn-secondary\">\u064a\u062a\u0639\u0644\u0645 \u0623\u0643\u062b\u0631<\/a>\n      <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"card\">\n<div class=\"card-content\">\n<h3>6. \u0628\u0637\u0627\u0642\u0629 \u0627\u0626\u062a\u0645\u0627\u0646 \u0643\u0627\u0628\u064a\u062a\u0627\u0644 \u0648\u0646 \u0641\u064a\u0646\u0634\u0631 \u0625\u0643\u0633 \u0631\u064a\u0648\u0627\u0631\u062f\u0632<\/h3>\n<div class=\"rating-container\">\n<div class=\"rating-overall\">\n<div class=\"rating-score\">4.8<\/div>\n<div class=\"rating-stars\"><\/div>\n<div class=\"rating-label\">\u0645\u0645\u062a\u0627\u0632<\/div>\n<\/p><\/div>\n<div class=\"rating-details\">\n<div class=\"rating-item\">\n<div class=\"rating-name\">\u0642\u064a\u0645\u0629 \u0627\u0644\u0645\u0643\u0627\u0641\u0622\u062a<\/div>\n<div class=\"rating-bar-container\">\n<div class=\"rating-bar\" style=\"width: 92%\"><\/div>\n<\/p><\/div>\n<div class=\"rating-value\">4.6\/5<\/div>\n<\/p><\/div>\n<div class=\"rating-item\">\n<div class=\"rating-name\">\u0645\u0632\u0627\u064a\u0627 \u0627\u0644\u0633\u0641\u0631<\/div>\n<div class=\"rating-bar-container\">\n<div class=\"rating-bar\" style=\"width: 98%\"><\/div>\n<\/p><\/div>\n<div class=\"rating-value\">4.9\/5<\/div>\n<\/p><\/div>\n<div class=\"rating-item\">\n<div class=\"rating-name\">\u0642\u064a\u0645\u0629 \u0627\u0644\u0631\u0633\u0648\u0645 \u0627\u0644\u0633\u0646\u0648\u064a\u0629<\/div>\n<div class=\"rating-bar-container\">\n<div class=\"rating-bar\" style=\"width: 80%\"><\/div>\n<\/p><\/div>\n<div class=\"rating-value\">4.0\/5<\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"two-columns\">\n<div>\n<h4>\u0627\u0644\u0641\u0648\u0627\u0626\u062f \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629<\/h4>\n<ul class=\"custom-list\">\n<li>\u0627\u0643\u0633\u0628 10 \u0623\u0636\u0639\u0627\u0641 \u0627\u0644\u0623\u0645\u064a\u0627\u0644 \u0639\u0644\u0649 \u0627\u0644\u0641\u0646\u0627\u062f\u0642 \u0648\u062a\u0623\u062c\u064a\u0631 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u062d\u062c\u0648\u0632\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0643\u0627\u0628\u064a\u062a\u0627\u0644 \u0648\u0646 \u062a\u0631\u0627\u0641\u0644<\/li>\n<li>\u0665 \u0623\u0636\u0639\u0627\u0641 \u0627\u0644\u0623\u0645\u064a\u0627\u0644 \u0639\u0644\u0649 \u0627\u0644\u0631\u062d\u0644\u0627\u062a \u0627\u0644\u062c\u0648\u064a\u0629 \u0627\u0644\u0645\u062d\u062c\u0648\u0632\u0629 \u0639\u0628\u0631 \u0643\u0627\u0628\u064a\u062a\u0627\u0644 \u0648\u0627\u0646 \u062a\u0631\u0627\u0641\u0644<\/li>\n<li>\u0623\u0645\u064a\u0627\u0644 \u0645\u0636\u0627\u0639\u0641\u0629 \u0639\u0644\u0649 \u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0634\u062a\u0631\u064a\u0627\u062a \u0627\u0644\u0623\u062e\u0631\u0649<\/li>\n<li>75,000 \u0645\u064a\u0644 \u0625\u0636\u0627\u0641\u064a \u0628\u0639\u062f \u0625\u0646\u0641\u0627\u0642 4,000 \u062c\u0646\u064a\u0647 \u0625\u0633\u062a\u0631\u0644\u064a\u0646\u064a \u062e\u0644\u0627\u0644 3 \u0623\u0634\u0647\u0631 \u0645\u0646 \u0641\u062a\u062d \u0627\u0644\u062d\u0633\u0627\u0628<\/li>\n<li>\u0631\u0635\u064a\u062f \u0633\u0641\u0631 \u0633\u0646\u0648\u064a \u0628\u0642\u064a\u0645\u0629 $300 \u0644\u0644\u062d\u062c\u0648\u0632\u0627\u062a \u0645\u0646 \u062e\u0644\u0627\u0644 \u0643\u0627\u0628\u064a\u062a\u0627\u0644 \u0648\u0627\u0646 \u062a\u0631\u0627\u0641\u0644<\/li>\n<li>10000 \u0645\u064a\u0644 \u0625\u0636\u0627\u0641\u064a \u0641\u064a \u0643\u0644 \u0630\u0643\u0631\u0649 \u0633\u0646\u0648\u064a\u0629 \u0644\u0644\u062d\u0633\u0627\u0628 (\u0628\u0642\u064a\u0645\u0629 $100)<\/li>\n<li>\u062f\u062e\u0648\u0644 \u0645\u062c\u0627\u0646\u064a \u0625\u0644\u0649 \u0635\u0627\u0644\u0627\u062a \u0627\u0644\u0645\u0637\u0627\u0631 (\u0635\u0627\u0644\u0627\u062a \u0643\u0627\u0628\u064a\u062a\u0627\u0644 \u0648\u0627\u0646 \u0648\u0628\u0631\u0646\u0627\u0645\u062c \u0628\u0631\u064a\u0648\u0631\u064a\u062a\u064a \u0628\u0627\u0633)<\/li>\n<\/ul><\/div>\n<div>\n<h4>\u062a\u0641\u0627\u0635\u064a\u0644 \u0627\u0644\u0628\u0637\u0627\u0642\u0629<\/h4>\n<ul class=\"custom-list\">\n<li><strong>\u0627\u0644\u0631\u0633\u0648\u0645 \u0627\u0644\u0633\u0646\u0648\u064a\u0629:<\/strong> $395<\/li>\n<li><strong>\u0645\u0639\u062f\u0644 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u0633\u0646\u0648\u064a \u0627\u0644\u0639\u0627\u062f\u064a:<\/strong> 19.99% \u2013 29.24% \u0645\u062a\u063a\u064a\u0631<\/li>\n<li><strong>\u0627\u0644\u062f\u0631\u062c\u0629 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629 \u0627\u0644\u0645\u0648\u0635\u0649 \u0628\u0647\u0627:<\/strong> \u0645\u0645\u062a\u0627\u0632 (740-850)<\/li>\n<li><strong>\u0631\u0633\u0648\u0645 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0623\u062c\u0646\u0628\u064a\u0629:<\/strong> \u0644\u0627 \u0623\u062d\u062f<\/li>\n<\/ul><\/div>\n<\/p><\/div>\n<div class=\"pros-cons\">\n<div class=\"pros\">\n<h4 class=\"pros-title\">\u0627\u0644\u0625\u064a\u062c\u0627\u0628\u064a\u0627\u062a<\/h4>\n<ul>\n<li>\u0645\u0632\u0627\u064a\u0627 \u0633\u0641\u0631 \u0645\u0645\u064a\u0632\u0629 \u0628\u0631\u0633\u0648\u0645 \u0633\u0646\u0648\u064a\u0629 \u0623\u0642\u0644 \u0645\u0646 \u0627\u0644\u0645\u0646\u0627\u0641\u0633\u064a\u0646<\/li>\n<li>\u064a\u064f\u063a\u0637\u064a \u0631\u0635\u064a\u062f \u0627\u0644\u0633\u0641\u0631 \u0627\u0644\u0633\u0646\u0648\u064a \u0648\u0623\u0645\u064a\u0627\u0644 \u0627\u0644\u0630\u0643\u0631\u0649 \u0627\u0644\u0633\u0646\u0648\u064a\u0629 \u0641\u0639\u0644\u064a\u0627\u064b \u0645\u0639\u0638\u0645 \u0627\u0644\u0631\u0633\u0648\u0645 \u0627\u0644\u0633\u0646\u0648\u064a\u0629<\/li>\n<li>\u0625\u0645\u0643\u0627\u0646\u064a\u0629 \u0627\u0644\u0648\u0635\u0648\u0644 \u0627\u0644\u0645\u0645\u062a\u0627\u0632\u0629 \u0625\u0644\u0649 \u0635\u0627\u0644\u0629 \u0627\u0644\u0645\u0637\u0627\u0631<\/li>\n<li>\u0647\u064a\u0643\u0644 \u0642\u0648\u064a \u0644\u0643\u0633\u0628 \u0627\u0644\u0645\u0643\u0627\u0641\u0622\u062a<\/li>\n<li>\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644<\/li>\n<\/ul><\/div>\n<div class=\"cons\">\n<h4 class=\"cons-title\">\u0627\u0644\u0633\u0644\u0628\u064a\u0627\u062a<\/h4>\n<ul>\n<li>\u0642\u062f \u0644\u0627 \u062a\u0643\u0648\u0646 \u0627\u0644\u0631\u0633\u0648\u0645 \u0627\u0644\u0633\u0646\u0648\u064a\u0629 \u0627\u0644\u0645\u0631\u062a\u0641\u0639\u0629 \u0645\u062c\u062f\u064a\u0629 \u0644\u0644\u0645\u0633\u0627\u0641\u0631\u064a\u0646 \u063a\u064a\u0631 \u0627\u0644\u0645\u062a\u0643\u0631\u0631\u064a\u0646<\/li>\n<li>\u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0623\u0641\u0636\u0644 \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0645\u0643\u0627\u0641\u0622\u062a\u060c \u064a\u062c\u0628 \u0627\u0644\u062d\u062c\u0632 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0643\u0627\u0628\u064a\u062a\u0627\u0644 \u0648\u0646 \u062a\u0631\u0627\u0641\u0644.<\/li>\n<li>\u0631\u0635\u064a\u062f \u0627\u0644\u0633\u0641\u0631 \u0645\u062a\u0627\u062d \u0641\u0642\u0637 \u0639\u0628\u0631 \u0628\u0648\u0627\u0628\u0629 \u0643\u0627\u0628\u064a\u062a\u0627\u0644 \u0648\u0646 \u0644\u0644\u0633\u0641\u0631<\/li>\n<\/ul><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"card-footer\">\n<div class=\"cta-block\">\n<p class=\"cta-block-text\">\u0627\u0633\u062a\u0645\u062a\u0639 \u0628\u0645\u0643\u0627\u0641\u0623\u0629 \u0644\u0645\u0631\u0629 \u0648\u0627\u062d\u062f\u0629 \u0642\u062f\u0631\u0647\u0627 75000 \u0645\u064a\u0644 \u0628\u0645\u062c\u0631\u062f \u0625\u0646\u0641\u0627\u0642 $4000 \u0639\u0644\u0649 \u0627\u0644\u0645\u0634\u062a\u0631\u064a\u0627\u062a \u0641\u064a \u063a\u0636\u0648\u0646 3 \u0623\u0634\u0647\u0631 \u0645\u0646 \u0641\u062a\u062d \u0627\u0644\u062d\u0633\u0627\u0628\u060c \u0648\u0647\u0648 \u0645\u0627 \u064a\u0639\u0627\u062f\u0644 $750 \u0641\u064a \u0627\u0644\u0633\u0641\u0631.<\/p>\n<p>        <a href=\"#\" class=\"cta-btn\">\u0642\u062f\u0645 \u0627\u0644\u0622\u0646<\/a><br \/>\n        <a href=\"#\" class=\"cta-btn cta-btn-secondary\">\u064a\u062a\u0639\u0644\u0645 \u0623\u0643\u062b\u0631<\/a>\n      <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section id=\"comparison\">\n<h2>\u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0627\u0644\u062f\u0648\u0644\u064a\u0629 \u0627\u0644\u062a\u064a \u0644\u0627 \u062a\u0641\u0631\u0636 \u0631\u0633\u0648\u0645\u064b\u0627 \u0639\u0644\u0649 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0623\u062c\u0646\u0628\u064a\u0629<\/h2>\n<p>\u0644\u0645\u0633\u0627\u0639\u062f\u062a\u0643 \u0641\u064a \u0627\u062e\u062a\u064a\u0627\u0631 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0645\u0646\u0627\u0633\u0628\u0629 \u0644\u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a\u0643\u060c \u0642\u0645\u0646\u0627 \u0628\u0625\u0646\u0634\u0627\u0621 \u0645\u0642\u0627\u0631\u0646\u0629 \u062c\u0646\u0628\u064b\u0627 \u0625\u0644\u0649 \u062c\u0646\u0628 \u0644\u0644\u0645\u064a\u0632\u0627\u062a \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629 \u0644\u0623\u0641\u0636\u0644 \u0627\u062e\u062a\u064a\u0627\u0631\u0627\u062a\u0646\u0627.<\/p>\n<div class=\"table-container\">\n<table class=\"responsive-table responsive-table-striped\">\n<thead>\n<tr>\n<td data-row=\"head\">\u0628\u0637\u0627\u0642\u0629 \u0625\u0626\u062a\u0645\u0627\u0646<\/td>\n<td data-row=\"head\">\u0627\u0644\u0631\u0633\u0648\u0645 \u0627\u0644\u0633\u0646\u0648\u064a\u0629<\/td>\n<td data-row=\"head\">\u0645\u0643\u0627\u0641\u0623\u0629 \u062a\u0631\u062d\u064a\u0628\u064a\u0629<\/td>\n<td data-row=\"head\">\u0645\u0639\u062f\u0644 \u0627\u0644\u0645\u0643\u0627\u0641\u0622\u062a<\/td>\n<td data-row=\"head\">\u0645\u0632\u0627\u064a\u0627 \u0627\u0644\u0633\u0641\u0631 \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629<\/td>\n<td data-row=\"head\">\u0627\u0644\u0623\u0641\u0636\u0644 \u0644\u0640<\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td data-label=\"Credit Card\">\u0643\u0627\u0628\u064a\u062a\u0627\u0644 \u0648\u0627\u0646 \u0641\u0646\u062a\u0634\u0631<\/td>\n<td data-label=\"Annual Fee\">$95<\/td>\n<td data-label=\"Welcome Bonus\">75000 \u0645\u064a\u0644 (\u0642\u064a\u0645\u0629 $750)<\/td>\n<td data-label=\"Rewards Rate\">\u0623\u0645\u064a\u0627\u0644 \u0645\u0636\u0627\u0639\u0641\u0629 \u0639\u0644\u0649 \u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0634\u062a\u0631\u064a\u0627\u062a\u061b \u06485 \u0623\u0645\u064a\u0627\u0644 \u0639\u0644\u0649 \u0627\u0644\u0631\u062d\u0644\u0627\u062a \u0627\u0644\u0645\u062d\u062c\u0648\u0632\u0629 \u0639\u0628\u0631 \u0643\u0627\u0628\u064a\u062a\u0627\u0644 \u0648\u0646<\/td>\n<td data-label=\"Key Travel Benefits\">\u0631\u0635\u064a\u062f \u0628\u0631\u0646\u0627\u0645\u062c \u0627\u0644\u062f\u062e\u0648\u0644 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\/\u0628\u0631\u0646\u0627\u0645\u062c \u0627\u0644\u0641\u062d\u0635 \u0627\u0644\u0623\u0645\u0646\u064a \u0627\u0644\u0645\u0633\u0628\u0642 (TSA PreCheck)\u061b \u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0623\u0645\u064a\u0627\u0644 \u0625\u0644\u0649 \u0627\u0644\u0634\u0631\u0643\u0627\u0621<\/td>\n<td data-label=\"Best For\">\u0627\u0644\u0623\u0634\u062e\u0627\u0635 \u0627\u0644\u0630\u064a\u0646 \u064a\u0646\u0641\u0642\u0648\u0646 \u0623\u0645\u0648\u0627\u0644\u0647\u0645 \u0628\u0634\u0643\u0644 \u064a\u0648\u0645\u064a \u0648\u064a\u0631\u063a\u0628\u0648\u0646 \u0641\u064a \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0645\u0643\u0627\u0641\u0622\u062a \u0633\u0641\u0631 \u0645\u0631\u0646\u0629<\/td>\n<\/tr>\n<tr>\n<td data-label=\"Credit Card\">\u0628\u0637\u0627\u0642\u0629 \u062a\u0634\u064a\u0633 \u0633\u0627\u0641\u0627\u064a\u0631 \u0627\u0644\u0645\u0641\u0636\u0644\u0629<\/td>\n<td data-label=\"Annual Fee\">$95<\/td>\n<td data-label=\"Welcome Bonus\">75000 \u0646\u0642\u0637\u0629 (\u0628\u0642\u064a\u0645\u0629 $937 \u0645\u0646 \u062e\u0644\u0627\u0644 Chase Travel)<\/td>\n<td data-label=\"Rewards Rate\">\u0665 \u0623\u0636\u0639\u0627\u0641 \u0639\u0644\u0649 \u0631\u062d\u0644\u0627\u062a \u062a\u0634\u064a\u0633\u061b \u0663 \u0623\u0636\u0639\u0627\u0641 \u0639\u0644\u0649 \u0627\u0644\u0645\u0637\u0627\u0639\u0645\u060c \u0648\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0628\u062b\u060c \u0648\u0645\u0634\u062a\u0631\u064a\u0627\u062a \u0627\u0644\u0628\u0642\u0627\u0644\u0629 \u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a\u061b \u0636\u0639\u0641\u064a\u0646 \u0639\u0644\u0649 \u0631\u062d\u0644\u0627\u062a \u0627\u0644\u0633\u0641\u0631 \u0627\u0644\u0623\u062e\u0631\u0649<\/td>\n<td data-label=\"Key Travel Benefits\">25% \u0642\u064a\u0645\u0629 \u0625\u0636\u0627\u0641\u064a\u0629 \u0639\u0646\u062f \u0627\u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u0634\u064a\u0633\u061b \u062a\u0623\u0645\u064a\u0646 \u0633\u0641\u0631 \u0642\u0648\u064a<\/td>\n<td data-label=\"Best For\">\u0627\u0644\u0645\u0633\u0627\u0641\u0631\u0648\u0646 \u0627\u0644\u0630\u064a\u0646 \u064a\u0631\u063a\u0628\u0648\u0646 \u0641\u064a \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0645\u0632\u0627\u064a\u0627 \u0645\u0645\u064a\u0632\u0629 \u0628\u0631\u0633\u0648\u0645 \u0633\u0646\u0648\u064a\u0629 \u0645\u0639\u062a\u062f\u0644\u0629<\/td>\n<\/tr>\n<tr>\n<td data-label=\"Credit Card\">\u062a\u0648\u0642\u064a\u0639 \u0648\u064a\u0644\u0632 \u0641\u0627\u0631\u062c\u0648<\/td>\n<td data-label=\"Annual Fee\">$0<\/td>\n<td data-label=\"Welcome Bonus\">20,000 \u0646\u0642\u0637\u0629 (\u0642\u064a\u0645\u0629 $200)<\/td>\n<td data-label=\"Rewards Rate\">3 \u0623\u0636\u0639\u0627\u0641 \u0627\u0644\u0646\u0642\u0627\u0637 \u0639\u0644\u0649 \u0627\u0644\u0645\u0637\u0627\u0639\u0645 \u0648\u0627\u0644\u0633\u0641\u0631 \u0648\u0627\u0644\u0648\u0642\u0648\u062f \u0648\u0627\u0644\u0645\u0648\u0627\u0635\u0644\u0627\u062a \u0627\u0644\u0639\u0627\u0645\u0629 \u0648\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0628\u062b<\/td>\n<td data-label=\"Key Travel Benefits\">\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644\u061b \u0628\u062f\u0648\u0646 \u0631\u0633\u0648\u0645 \u0633\u0646\u0648\u064a\u0629<\/td>\n<td data-label=\"Best For\">\u0627\u0644\u0645\u0633\u0627\u0641\u0631\u0648\u0646 \u0630\u0648\u0648 \u0627\u0644\u0645\u064a\u0632\u0627\u0646\u064a\u0629 \u0627\u0644\u0645\u062d\u062f\u0648\u062f\u0629 \u0627\u0644\u0630\u064a\u0646 \u064a\u0631\u063a\u0628\u0648\u0646 \u0641\u064a \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0645\u0643\u0627\u0641\u0622\u062a \u0628\u062f\u0648\u0646 \u0631\u0633\u0648\u0645 \u0633\u0646\u0648\u064a\u0629<\/td>\n<\/tr>\n<tr>\n<td data-label=\"Credit Card\">\u0643\u0627\u0628\u064a\u062a\u0627\u0644 \u0648\u0627\u0646 \u0643\u0648\u064a\u0643\u0633\u064a\u0644\u0641\u0631<\/td>\n<td data-label=\"Annual Fee\">$0<\/td>\n<td data-label=\"Welcome Bonus\">\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0646\u0642\u062f\u064a \u0628\u0642\u064a\u0645\u0629 $200<\/td>\n<td data-label=\"Rewards Rate\">\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0646\u0642\u062f\u064a \u0628\u0642\u064a\u0645\u0629 1.5% \u0639\u0644\u0649 \u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0634\u062a\u0631\u064a\u0627\u062a\u061b \u06485% \u0639\u0644\u0649 \u062d\u062c\u0648\u0632\u0627\u062a \u0627\u0644\u0633\u0641\u0631 \u0639\u0628\u0631 \u0643\u0627\u0628\u064a\u062a\u0627\u0644 \u0648\u0646<\/td>\n<td data-label=\"Key Travel Benefits\">\u0644\u0627 \u062a\u0648\u062c\u062f \u0631\u0633\u0648\u0645 \u0633\u0646\u0648\u064a\u0629\u061b \u0647\u064a\u0643\u0644 \u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0646\u0642\u062f\u064a \u0628\u0633\u064a\u0637<\/td>\n<td data-label=\"Best For\">\u0627\u0644\u0645\u0633\u0627\u0641\u0631\u0648\u0646 \u0627\u0644\u062f\u0648\u0644\u064a\u0648\u0646 \u0627\u0644\u0639\u0631\u0636\u064a\u0648\u0646 \u0627\u0644\u0630\u064a\u0646 \u064a\u0641\u0636\u0644\u0648\u0646 \u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0627\u0644\u0646\u0642\u0648\u062f<\/td>\n<\/tr>\n<tr>\n<td data-label=\"Credit Card\">\u0645\u0643\u0627\u0641\u0622\u062a \u0627\u0644\u0633\u0641\u0631 \u0645\u0646 \u0628\u0646\u0643 \u0623\u0648\u0641 \u0623\u0645\u0631\u064a\u0643\u0627<\/td>\n<td data-label=\"Annual Fee\">$0<\/td>\n<td data-label=\"Welcome Bonus\">25000 \u0646\u0642\u0637\u0629 (\u0642\u064a\u0645\u0629 $250)<\/td>\n<td data-label=\"Rewards Rate\">1.5 \u0646\u0642\u0637\u0629 \u0644\u0643\u0644 \u0639\u0645\u0644\u064a\u0629 \u0634\u0631\u0627\u0621 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0631\u0645\u0632 $1\u061b 3 \u0623\u0636\u0639\u0627\u0641 \u0627\u0644\u0646\u0642\u0627\u0637 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0645\u0631\u0643\u0632 \u0633\u0641\u0631 \u0628\u0646\u0643 \u0623\u0648\u0641 \u0623\u0645\u0631\u064a\u0643\u0627<\/td>\n<td data-label=\"Key Travel Benefits\">\u0644\u0627 \u062a\u0648\u062c\u062f \u0631\u0633\u0648\u0645 \u0633\u0646\u0648\u064a\u0629\u061b \u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0645\u0631\u0646 \u0644\u0645\u0634\u062a\u0631\u064a\u0627\u062a \u0627\u0644\u0633\u0641\u0631<\/td>\n<td data-label=\"Best For\">\u0639\u0645\u0644\u0627\u0621 \u0628\u0646\u0643 \u0623\u0648\u0641 \u0623\u0645\u0631\u064a\u0643\u0627 (\u0648\u062e\u0627\u0635\u0629 \u0623\u0639\u0636\u0627\u0621 \u0628\u0631\u0646\u0627\u0645\u062c \u0627\u0644\u0645\u0643\u0627\u0641\u0622\u062a \u0627\u0644\u0645\u0645\u064a\u0632\u0629)<\/td>\n<\/tr>\n<tr>\n<td data-label=\"Credit Card\">\u0643\u0627\u0628\u064a\u062a\u0627\u0644 \u0648\u0627\u0646 \u0641\u0646\u062a\u0634\u0631 \u0625\u0643\u0633<\/td>\n<td data-label=\"Annual Fee\">$395<\/td>\n<td data-label=\"Welcome Bonus\">75000 \u0645\u064a\u0644 (\u0642\u064a\u0645\u0629 $750)<\/td>\n<td data-label=\"Rewards Rate\">10 \u0623\u0636\u0639\u0627\u0641 \u0639\u0644\u0649 \u0627\u0644\u0641\u0646\u0627\u062f\u0642\/\u062a\u0623\u062c\u064a\u0631 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u06485 \u0623\u0636\u0639\u0627\u0641 \u0639\u0644\u0649 \u0627\u0644\u0631\u062d\u0644\u0627\u062a \u0627\u0644\u062c\u0648\u064a\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0643\u0627\u0628\u064a\u062a\u0627\u0644 \u0648\u0627\u0646 \u062a\u0631\u0627\u0641\u0644\u061b \u0648\u0636\u0639\u0641\u0627\u0646 \u0639\u0644\u0649 \u0643\u0644 \u0634\u064a\u0621 \u0622\u062e\u0631<\/td>\n<td data-label=\"Key Travel Benefits\">\u0631\u0635\u064a\u062f \u0633\u0641\u0631 \u0633\u0646\u0648\u064a \u0628\u0642\u064a\u0645\u0629 $300\u061b \u062f\u062e\u0648\u0644 \u0645\u062c\u0627\u0646\u064a \u0625\u0644\u0649 \u0635\u0627\u0644\u0627\u062a \u0627\u0644\u0645\u0637\u0627\u0631\u0627\u062a\u061b 10,000 \u0645\u064a\u0644 \u0627\u062d\u062a\u0641\u0627\u0644\u064a<\/td>\n<td data-label=\"Best For\">\u0627\u0644\u0645\u0633\u0627\u0641\u0631\u0648\u0646 \u0627\u0644\u062f\u0627\u0626\u0645\u0648\u0646 \u0627\u0644\u0630\u064a\u0646 \u064a\u0631\u063a\u0628\u0648\u0646 \u0641\u064a \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0645\u0632\u0627\u064a\u0627 \u0645\u0645\u064a\u0632\u0629<\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<p>  <img decoding=\"async\" src=\"https:\/\/exchangerateweb.com\/wp-content\/uploads\/2025\/09\/Person-comparing-international-credit-cards-with-no-foreign-transaction-fee-on-a-laptop-1024x585.jpeg\" alt=\"\u0634\u062e\u0635 \u064a\u0642\u0627\u0631\u0646 \u0628\u064a\u0646 \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0627\u0644\u062f\u0648\u0644\u064a\u0629 \u0627\u0644\u062a\u064a \u0644\u0627 \u062a\u0641\u0631\u0636 \u0631\u0633\u0648\u0645\u064b\u0627 \u0639\u0644\u0649 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0623\u062c\u0646\u0628\u064a\u0629 \u0639\u0644\u0649 \u062c\u0647\u0627\u0632 \u0643\u0645\u0628\u064a\u0648\u062a\u0631 \u0645\u062d\u0645\u0648\u0644\" title=\"\u0634\u062e\u0635 \u064a\u0642\u0627\u0631\u0646 \u0628\u064a\u0646 \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0627\u0644\u062f\u0648\u0644\u064a\u0629 \u0627\u0644\u062a\u064a \u0644\u0627 \u062a\u0641\u0631\u0636 \u0631\u0633\u0648\u0645\u064b\u0627 \u0639\u0644\u0649 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0623\u062c\u0646\u0628\u064a\u0629 \u0639\u0644\u0649 \u062c\u0647\u0627\u0632 \u0643\u0645\u0628\u064a\u0648\u062a\u0631 \u0645\u062d\u0645\u0648\u0644\" width=\"1024\" height=\"585\" class=\"aligncenter size-large wp-image-5421\" srcset=\"https:\/\/exchangerateweb.com\/wp-content\/uploads\/2025\/09\/Person-comparing-international-credit-cards-with-no-foreign-transaction-fee-on-a-laptop-1024x585.jpeg 1024w, https:\/\/exchangerateweb.com\/wp-content\/uploads\/2025\/09\/Person-comparing-international-credit-cards-with-no-foreign-transaction-fee-on-a-laptop-300x171.jpeg 300w, https:\/\/exchangerateweb.com\/wp-content\/uploads\/2025\/09\/Person-comparing-international-credit-cards-with-no-foreign-transaction-fee-on-a-laptop-768x439.jpeg 768w, https:\/\/exchangerateweb.com\/wp-content\/uploads\/2025\/09\/Person-comparing-international-credit-cards-with-no-foreign-transaction-fee-on-a-laptop.jpeg 1344w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><br \/>\n<\/section>\n<section id=\"how-to-choose\">\n<h2>\u0643\u064a\u0641\u064a\u0629 \u0627\u062e\u062a\u064a\u0627\u0631 \u0623\u0641\u0636\u0644 \u0628\u0637\u0627\u0642\u0629 \u0627\u0626\u062a\u0645\u0627\u0646 \u062f\u0648\u0644\u064a\u0629 \u0628\u062f\u0648\u0646 \u0631\u0633\u0648\u0645 \u0639\u0644\u0649 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0623\u062c\u0646\u0628\u064a\u0629<\/h2>\n<p>\u064a\u0639\u062a\u0645\u062f \u0627\u062e\u062a\u064a\u0627\u0631 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0645\u0646\u0627\u0633\u0628\u0629 \u0639\u0644\u0649 \u0639\u0627\u062f\u0627\u062a \u0633\u0641\u0631\u0643\u060c \u0648\u0623\u0646\u0645\u0627\u0637 \u0625\u0646\u0641\u0627\u0642\u0643\u060c \u0648\u0623\u0647\u062f\u0627\u0641\u0643 \u0627\u0644\u0645\u0627\u0644\u064a\u0629. \u0625\u0644\u064a\u0643 \u0623\u0647\u0645 \u0627\u0644\u0639\u0648\u0627\u0645\u0644 \u0627\u0644\u062a\u064a \u064a\u062c\u0628 \u0645\u0631\u0627\u0639\u0627\u062a\u0647\u0627 \u0639\u0646\u062f \u0627\u062a\u062e\u0627\u0630 \u0642\u0631\u0627\u0631\u0643:<\/p>\n<div class=\"three-columns\">\n<div class=\"column-card\">\n<h3>\u0636\u0639 \u0641\u064a \u0627\u0639\u062a\u0628\u0627\u0631\u0643 \u0639\u062f\u062f \u0645\u0631\u0627\u062a \u0633\u0641\u0631\u0643<\/h3>\n<p>      <img decoding=\"async\" src=\"https:\/\/exchangerateweb.com\/wp-content\/uploads\/2025\/09\/Calendar-showing-frequent-international-travel-dates.jpeg\" alt=\"\u064a\u064f\u0638\u0647\u0631 \u0627\u0644\u062a\u0642\u0648\u064a\u0645 \u0645\u0648\u0627\u0639\u064a\u062f \u0633\u0641\u0631 \u062f\u0648\u0644\u064a\u0629 \u0645\u062a\u0643\u0631\u0631\u0629\" title=\"\u064a\u064f\u0638\u0647\u0631 \u0627\u0644\u062a\u0642\u0648\u064a\u0645 \u0645\u0648\u0627\u0639\u064a\u062f \u0633\u0641\u0631 \u062f\u0648\u0644\u064a\u0629 \u0645\u062a\u0643\u0631\u0631\u0629\" width=\"1024\" height=\"1024\" class=\"aligncenter size-large wp-image-5422\" srcset=\"https:\/\/exchangerateweb.com\/wp-content\/uploads\/2025\/09\/Calendar-showing-frequent-international-travel-dates.jpeg 1024w, https:\/\/exchangerateweb.com\/wp-content\/uploads\/2025\/09\/Calendar-showing-frequent-international-travel-dates-300x300.jpeg 300w, https:\/\/exchangerateweb.com\/wp-content\/uploads\/2025\/09\/Calendar-showing-frequent-international-travel-dates-150x150.jpeg 150w, https:\/\/exchangerateweb.com\/wp-content\/uploads\/2025\/09\/Calendar-showing-frequent-international-travel-dates-768x768.jpeg 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p>\u064a\u0646\u0628\u063a\u064a \u0623\u0646 \u064a\u062d\u062f\u062f \u0639\u062f\u062f \u0645\u0631\u0627\u062a \u0633\u0641\u0631\u0643 \u062f\u0648\u0644\u064a\u0627\u064b \u0627\u062e\u062a\u064a\u0627\u0631\u0643 \u0644\u0644\u0628\u0637\u0627\u0642\u0629:<\/p>\n<ul class=\"custom-list\">\n<li><strong>\u0627\u0644\u0645\u0633\u0627\u0641\u0631\u0648\u0646 \u0627\u0644\u062f\u0627\u0626\u0645\u0648\u0646 (3 \u0631\u062d\u0644\u0627\u062a \u0623\u0648 \u0623\u0643\u062b\u0631 \u0641\u064a \u0627\u0644\u0633\u0646\u0629):<\/strong> \u063a\u0627\u0644\u0628\u0627\u064b \u0645\u0627 \u062a\u0648\u0641\u0631 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0645\u0645\u064a\u0632\u0629 \u0630\u0627\u062a \u0627\u0644\u0631\u0633\u0648\u0645 \u0627\u0644\u0633\u0646\u0648\u064a\u0629 \u0642\u064a\u0645\u0629 \u0643\u0627\u0641\u064a\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0623\u0631\u0635\u062f\u0629 \u0627\u0644\u0633\u0641\u0631 \u0648\u0627\u0644\u0645\u0632\u0627\u064a\u0627 \u0644\u062a\u0639\u0648\u064a\u0636 \u0627\u0644\u062a\u0643\u0644\u0641\u0629.<\/li>\n<li><strong>\u0627\u0644\u0645\u0633\u0627\u0641\u0631\u0648\u0646 \u0627\u0644\u0639\u0631\u0636\u064a\u0648\u0646 (\u0631\u062d\u0644\u0629 \u0623\u0648 \u0631\u062d\u0644\u062a\u0627\u0646 \u0641\u064a \u0627\u0644\u0633\u0646\u0629):<\/strong> \u0639\u0627\u062f\u0629\u064b \u0645\u0627 \u062a\u0648\u0641\u0631 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0645\u062a\u0648\u0633\u0637\u0629 \u0627\u0644\u0645\u0633\u062a\u0648\u0649 \u0630\u0627\u062a \u0627\u0644\u0631\u0633\u0648\u0645 \u0627\u0644\u0633\u0646\u0648\u064a\u0629 \u0627\u0644\u0645\u0639\u062a\u062f\u0644\u0629 \u0623\u0641\u0636\u0644 \u062a\u0648\u0627\u0632\u0646 \u0628\u064a\u0646 \u0627\u0644\u0645\u0632\u0627\u064a\u0627 \u0648\u0627\u0644\u062a\u0643\u0644\u0641\u0629.<\/li>\n<li><strong>\u0627\u0644\u0645\u0633\u0627\u0641\u0631\u0648\u0646 \u0627\u0644\u0646\u0627\u062f\u0631\u0648\u0646 (\u0623\u0642\u0644 \u0645\u0646 \u0631\u062d\u0644\u0629 \u0648\u0627\u062d\u062f\u0629 \u0641\u064a \u0627\u0644\u0633\u0646\u0629):<\/strong> \u062a\u064f\u0639\u062f \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u062a\u064a \u0644\u0627 \u062a\u0641\u0631\u0636 \u0631\u0633\u0648\u0645\u064b\u0627 \u0633\u0646\u0648\u064a\u0629 \u0639\u0627\u062f\u0629\u064b \u0627\u0644\u062e\u064a\u0627\u0631 \u0627\u0644\u0623\u0643\u062b\u0631 \u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629.<\/li>\n<\/ul><\/div>\n<div class=\"column-card\">\n<h3>\u0642\u064a\u0651\u0645 \u0639\u0627\u062f\u0627\u062a \u0625\u0646\u0641\u0627\u0642\u0643<\/h3>\n<p>      <img decoding=\"async\" src=\"https:\/\/exchangerateweb.com\/wp-content\/uploads\/2025\/09\/Chart-showing-different-spending-categories-for-travel-rewards.jpeg\" alt=\"\u0631\u0633\u0645 \u0628\u064a\u0627\u0646\u064a \u064a\u0648\u0636\u062d \u0641\u0626\u0627\u062a \u0627\u0644\u0625\u0646\u0641\u0627\u0642 \u0627\u0644\u0645\u062e\u062a\u0644\u0641\u0629 \u0644\u0645\u0643\u0627\u0641\u0622\u062a \u0627\u0644\u0633\u0641\u0631\" title=\"\u0631\u0633\u0645 \u0628\u064a\u0627\u0646\u064a \u064a\u0648\u0636\u062d \u0641\u0626\u0627\u062a \u0627\u0644\u0625\u0646\u0641\u0627\u0642 \u0627\u0644\u0645\u062e\u062a\u0644\u0641\u0629 \u0644\u0645\u0643\u0627\u0641\u0622\u062a \u0627\u0644\u0633\u0641\u0631\" width=\"1024\" height=\"1024\" class=\"aligncenter size-large wp-image-5423\" srcset=\"https:\/\/exchangerateweb.com\/wp-content\/uploads\/2025\/09\/Chart-showing-different-spending-categories-for-travel-rewards.jpeg 1024w, https:\/\/exchangerateweb.com\/wp-content\/uploads\/2025\/09\/Chart-showing-different-spending-categories-for-travel-rewards-300x300.jpeg 300w, https:\/\/exchangerateweb.com\/wp-content\/uploads\/2025\/09\/Chart-showing-different-spending-categories-for-travel-rewards-150x150.jpeg 150w, https:\/\/exchangerateweb.com\/wp-content\/uploads\/2025\/09\/Chart-showing-different-spending-categories-for-travel-rewards-768x768.jpeg 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p>\u0627\u062e\u062a\u0631 \u0628\u0637\u0627\u0642\u0629 \u062a\u0643\u0627\u0641\u0626 \u0641\u0626\u0627\u062a \u0625\u0646\u0641\u0627\u0642\u0643 \u0627\u0644\u0623\u0643\u0628\u0631:<\/p>\n<ul class=\"custom-list\">\n<li><strong>\u0627\u0644\u0645\u0637\u0627\u0639\u0645 \u0648\u0627\u0644\u062a\u0631\u0641\u064a\u0647:<\/strong> \u062a\u0642\u062f\u0645 \u0628\u0637\u0627\u0642\u0627\u062a \u0645\u062b\u0644 Chase Sapphire Preferred \u0623\u0648 Capital One Savor \u0646\u0642\u0627\u0637\u064b\u0627 \u0625\u0636\u0627\u0641\u064a\u0629 \u0641\u064a \u0647\u0630\u0647 \u0627\u0644\u0641\u0626\u0627\u062a.<\/li>\n<li><strong>\u0623\u0633\u0639\u0627\u0631 \u062a\u0630\u0627\u0643\u0631 \u0627\u0644\u0637\u064a\u0631\u0627\u0646 \u0648\u0627\u0644\u0641\u0646\u0627\u062f\u0642:<\/strong> \u063a\u0627\u0644\u0628\u0627\u064b \u0645\u0627 \u062a\u0648\u0641\u0631 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0645\u062e\u0635\u0635\u0629 \u0644\u0644\u0633\u0641\u0631 \u0623\u0639\u0644\u0649 \u0627\u0644\u0645\u0643\u0627\u0641\u0622\u062a \u0639\u0644\u0649 \u0645\u0634\u062a\u0631\u064a\u0627\u062a \u0627\u0644\u0633\u0641\u0631.<\/li>\n<li><strong>\u0627\u0644\u0625\u0646\u0641\u0627\u0642 \u0627\u0644\u064a\u0648\u0645\u064a:<\/strong> \u0625\u0630\u0627 \u0643\u0627\u0646 \u0625\u0646\u0641\u0627\u0642\u0643 \u0645\u062a\u0646\u0648\u0639\u064b\u0627\u060c \u0641\u0642\u062f \u062a\u0643\u0648\u0646 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0630\u0627\u062a \u0627\u0644\u0633\u0639\u0631 \u0627\u0644\u062b\u0627\u0628\u062a \u0645\u062b\u0644 Capital One Venture \u0623\u0648 Quicksilver \u0623\u0641\u0636\u0644.<\/li>\n<\/ul><\/div>\n<div class=\"column-card\">\n<h3>\u0636\u0639 \u0641\u064a \u0627\u0639\u062a\u0628\u0627\u0631\u0643 \u062e\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f<\/h3>\n<p>      <img decoding=\"async\" src=\"https:\/\/exchangerateweb.com\/wp-content\/uploads\/2025\/09\/Various-travel-redemption-options-for-credit-card-rewards.jpeg\" alt=\"\u062e\u064a\u0627\u0631\u0627\u062a \u0645\u062a\u0646\u0648\u0639\u0629 \u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0645\u0643\u0627\u0641\u0622\u062a \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0644\u0644\u0633\u0641\u0631\" title=\"\u062e\u064a\u0627\u0631\u0627\u062a \u0645\u062a\u0646\u0648\u0639\u0629 \u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0645\u0643\u0627\u0641\u0622\u062a \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0644\u0644\u0633\u0641\u0631\" width=\"1024\" height=\"1024\" class=\"aligncenter size-large wp-image-5424\" srcset=\"https:\/\/exchangerateweb.com\/wp-content\/uploads\/2025\/09\/Various-travel-redemption-options-for-credit-card-rewards.jpeg 1024w, https:\/\/exchangerateweb.com\/wp-content\/uploads\/2025\/09\/Various-travel-redemption-options-for-credit-card-rewards-300x300.jpeg 300w, https:\/\/exchangerateweb.com\/wp-content\/uploads\/2025\/09\/Various-travel-redemption-options-for-credit-card-rewards-150x150.jpeg 150w, https:\/\/exchangerateweb.com\/wp-content\/uploads\/2025\/09\/Various-travel-redemption-options-for-credit-card-rewards-768x768.jpeg 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p>\u0641\u0643\u0631 \u0641\u064a \u0627\u0644\u0637\u0631\u064a\u0642\u0629 \u0627\u0644\u062a\u064a \u062a\u0641\u0636\u0644 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0645\u0643\u0627\u0641\u0622\u062a\u0643 \u0628\u0647\u0627:<\/p>\n<ul class=\"custom-list\">\n<li><strong>\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0642\u064a\u0645\u0629 \u0627\u0644\u0633\u0641\u0631 \u0627\u0644\u0645\u0631\u0646:<\/strong> \u062a\u0642\u062f\u0645 \u0645\u0643\u0627\u0641\u0622\u062a Chase Ultimate Rewards \u0648\u0623\u0645\u064a\u0627\u0644 Capital One \u062e\u064a\u0627\u0631\u0627\u062a \u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0645\u062a\u0639\u062f\u062f\u0629.<\/li>\n<li><strong>\u0634\u0631\u0643\u0629 \u0637\u064a\u0631\u0627\u0646 \u0623\u0648 \u0641\u0646\u062f\u0642 \u0645\u062d\u062f\u062f:<\/strong> \u0642\u062f \u062a\u0648\u0641\u0631 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0630\u0627\u062a \u0627\u0644\u0639\u0644\u0627\u0645\u0627\u062a \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u0629 \u0642\u064a\u0645\u0629 \u0623\u0641\u0636\u0644 \u0625\u0630\u0627 \u0643\u0646\u062a \u0645\u062e\u0644\u0635\u064b\u0627 \u0644\u0639\u0644\u0627\u0645\u0629 \u062a\u062c\u0627\u0631\u064a\u0629 \u0648\u0627\u062d\u062f\u0629.<\/li>\n<li><strong>\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0646\u0642\u062f\u064a \u0628\u0633\u064a\u0637:<\/strong> \u0625\u0630\u0627 \u0643\u0646\u062a \u062a\u0641\u0636\u0644 \u0627\u0644\u0645\u0643\u0627\u0641\u0622\u062a \u0627\u0644\u0645\u0628\u0627\u0634\u0631\u0629\u060c \u0641\u0625\u0646 \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0627\u0644\u0646\u0642\u0648\u062f \u062a\u0644\u063a\u064a \u062a\u0639\u0642\u064a\u062f\u0627\u062a \u0628\u0631\u0627\u0645\u062c \u0627\u0644\u0646\u0642\u0627\u0637.<\/li>\n<\/ul><\/div>\n<\/p><\/div>\n<div class=\"highlight-box\">\n<h3>\u0646\u0635\u064a\u062d\u0629 \u0627\u062d\u062a\u0631\u0627\u0641\u064a\u0629: \u0627\u062d\u0633\u0628 \u0646\u0642\u0637\u0629 \u0627\u0644\u062a\u0639\u0627\u062f\u0644<\/h3>\n<p>\u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0630\u0627\u062a \u0627\u0644\u0631\u0633\u0648\u0645 \u0627\u0644\u0633\u0646\u0648\u064a\u0629\u060c \u0627\u062d\u0633\u0628 \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0630\u064a \u062a\u062d\u062a\u0627\u062c \u0625\u0644\u0649 \u0625\u0646\u0641\u0627\u0642\u0647 \u0644\u062a\u0639\u0648\u064a\u0636 \u0627\u0644\u0631\u0633\u0648\u0645:<\/p>\n<ol class=\"list-numbers\">\n<li>\u062d\u062f\u062f \u0627\u0644\u0641\u0631\u0642 \u0641\u064a \u0645\u0639\u062f\u0644 \u0627\u0644\u0645\u0643\u0627\u0641\u0622\u062a \u0628\u064a\u0646 \u0628\u0637\u0627\u0642\u0629 \u0628\u0631\u0633\u0648\u0645 \u0648\u0628\u0637\u0627\u0642\u0629 \u0628\u062f\u064a\u0644\u0629 \u0628\u062f\u0648\u0646 \u0631\u0633\u0648\u0645 (\u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644\u060c 2% \u0645\u0642\u0627\u0628\u0644 1.5%)<\/li>\n<li>\u0627\u0642\u0633\u0645 \u0627\u0644\u0631\u0633\u0648\u0645 \u0627\u0644\u0633\u0646\u0648\u064a\u0629 \u0639\u0644\u0649 \u0647\u0630\u0627 \u0627\u0644\u0641\u0631\u0642 (\u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644\u060c $95 \u00f7 0.5% = $19,000)<\/li>\n<li>\u0625\u0630\u0627 \u0643\u0646\u062a \u0633\u062a\u0646\u0641\u0642 \u0623\u0643\u062b\u0631 \u0645\u0646 \u0647\u0630\u0627 \u0627\u0644\u0645\u0628\u0644\u063a \u0633\u0646\u0648\u064a\u064b\u0627\u060c \u0641\u0645\u0646 \u0627\u0644\u0645\u0631\u062c\u062d \u0623\u0646 \u062a\u0643\u0648\u0646 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0630\u0627\u062a \u0627\u0644\u0631\u0633\u0648\u0645 \u062a\u0633\u062a\u062d\u0642 \u0630\u0644\u0643.<\/li>\n<\/ol>\n<p>\u0645\u062b\u0627\u0644: \u064a\u062d\u0642\u0642 \u062d\u0633\u0627\u0628 Capital One Venture (\u0631\u0633\u0648\u0645 \u0633\u0646\u0648\u064a\u0629 $95\u060c \u0645\u0643\u0627\u0641\u0622\u062a 2%) \u0646\u0642\u0637\u0629 \u0627\u0644\u062a\u0639\u0627\u062f\u0644 \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u062d\u0633\u0627\u0628 Quicksilver (\u0628\u062f\u0648\u0646 \u0631\u0633\u0648\u0645\u060c \u0645\u0643\u0627\u0641\u0622\u062a 1.5%) \u0639\u0646\u062f \u0625\u0646\u0641\u0627\u0642 \u0633\u0646\u0648\u064a \u0642\u062f\u0631\u0647 $19,000.<\/p>\n<\/p><\/div>\n<p>  <img decoding=\"async\" src=\"https:\/\/exchangerateweb.com\/wp-content\/uploads\/2025\/09\/Person-evaluating-different-international-credit-cards-with-no-foreign-transaction-fee-1024x585.jpeg\" alt=\"\u0634\u062e\u0635 \u064a\u0642\u0648\u0645 \u0628\u062a\u0642\u064a\u064a\u0645 \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0627\u0644\u062f\u0648\u0644\u064a\u0629 \u0627\u0644\u0645\u062e\u062a\u0644\u0641\u0629 \u0627\u0644\u062a\u064a \u0644\u0627 \u062a\u0641\u0631\u0636 \u0631\u0633\u0648\u0645\u064b\u0627 \u0639\u0644\u0649 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0623\u062c\u0646\u0628\u064a\u0629\" title=\"\u0634\u062e\u0635 \u064a\u0642\u0648\u0645 \u0628\u062a\u0642\u064a\u064a\u0645 \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0627\u0644\u062f\u0648\u0644\u064a\u0629 \u0627\u0644\u0645\u062e\u062a\u0644\u0641\u0629 \u0627\u0644\u062a\u064a \u0644\u0627 \u062a\u0641\u0631\u0636 \u0631\u0633\u0648\u0645\u064b\u0627 \u0639\u0644\u0649 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0623\u062c\u0646\u0628\u064a\u0629\" width=\"1024\" height=\"585\" class=\"aligncenter size-large wp-image-5425\" srcset=\"https:\/\/exchangerateweb.com\/wp-content\/uploads\/2025\/09\/Person-evaluating-different-international-credit-cards-with-no-foreign-transaction-fee-1024x585.jpeg 1024w, https:\/\/exchangerateweb.com\/wp-content\/uploads\/2025\/09\/Person-evaluating-different-international-credit-cards-with-no-foreign-transaction-fee-300x171.jpeg 300w, https:\/\/exchangerateweb.com\/wp-content\/uploads\/2025\/09\/Person-evaluating-different-international-credit-cards-with-no-foreign-transaction-fee-768x439.jpeg 768w, https:\/\/exchangerateweb.com\/wp-content\/uploads\/2025\/09\/Person-evaluating-different-international-credit-cards-with-no-foreign-transaction-fee.jpeg 1344w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><br \/>\n<\/section>\n<section id=\"additional-tips\">\n<h2>\u0646\u0635\u0627\u0626\u062d \u0625\u0636\u0627\u0641\u064a\u0629 \u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u062f\u0648\u0644\u064a\u0627\u064b<\/h2>\n<p>\u0625\u0644\u0649 \u062c\u0627\u0646\u0628 \u0627\u062e\u062a\u064a\u0627\u0631 \u0628\u0637\u0627\u0642\u0629 \u0628\u062f\u0648\u0646 \u0631\u0633\u0648\u0645 \u0639\u0644\u0649 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u062f\u0648\u0644\u064a\u0629\u060c \u0633\u062a\u0633\u0627\u0639\u062f\u0643 \u0647\u0630\u0647 \u0627\u0644\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0627\u062a \u0639\u0644\u0649 \u062a\u062d\u0642\u064a\u0642 \u0623\u0642\u0635\u0649 \u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0646 \u0625\u0646\u0641\u0627\u0642\u0643 \u0627\u0644\u062f\u0648\u0644\u064a:<\/p>\n<div class=\"two-columns\">\n<div>\n<h3>\u0642\u0628\u0644 \u0631\u062d\u0644\u062a\u0643<\/h3>\n<ul class=\"custom-list\">\n<li><strong>\u0623\u0628\u0644\u063a \u062c\u0647\u0629 \u0625\u0635\u062f\u0627\u0631 \u0628\u0637\u0627\u0642\u062a\u0643:<\/strong> \u0623\u0628\u0644\u063a\u0647\u0645 \u0628\u0645\u0648\u0627\u0639\u064a\u062f \u0633\u0641\u0631\u0643 \u0648\u0648\u062c\u0647\u0627\u062a\u0643 \u0644\u062a\u062c\u0646\u0628 \u062a\u062c\u0645\u064a\u062f \u0628\u0637\u0627\u0642\u062a\u0643 \u0628\u0633\u0628\u0628 \u062a\u0646\u0628\u064a\u0647\u0627\u062a \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644.<\/li>\n<li><strong>\u0625\u0639\u062f\u0627\u062f \u062a\u0646\u0628\u064a\u0647\u0627\u062a \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644:<\/strong> \u0642\u0645 \u0628\u062a\u0641\u0639\u064a\u0644 \u0625\u0634\u0639\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0644\u0627\u0643\u062a\u0634\u0627\u0641 \u0623\u064a \u0631\u0633\u0648\u0645 \u063a\u064a\u0631 \u0645\u0635\u0631\u062d \u0628\u0647\u0627 \u0628\u0633\u0631\u0639\u0629.<\/li>\n<li><strong>\u0642\u0645 \u0628\u062a\u0646\u0632\u064a\u0644 \u062a\u0637\u0628\u064a\u0642 \u0628\u0637\u0627\u0642\u062a\u0643:<\/strong> \u064a\u062a\u064a\u062d \u0644\u0643 \u0647\u0630\u0627 \u0625\u062f\u0627\u0631\u0629 \u062d\u0633\u0627\u0628\u0643\u060c \u0648\u0627\u0644\u062a\u062d\u0642\u0642 \u0645\u0646 \u0627\u0644\u0623\u0631\u0635\u062f\u0629\u060c \u0648\u0627\u0644\u0625\u0628\u0644\u0627\u063a \u0639\u0646 \u0627\u0644\u0645\u0634\u0643\u0644\u0627\u062a \u0623\u062b\u0646\u0627\u0621 \u0627\u0644\u0633\u0641\u0631.<\/li>\n<li><strong>\u0623\u062d\u0636\u0631 \u0639\u062f\u0629 \u0628\u0637\u0627\u0642\u0627\u062a:<\/strong> \u0627\u062d\u0645\u0644 \u0645\u0639\u0643 \u062f\u0627\u0626\u0645\u0627\u064b \u0628\u0637\u0627\u0642\u062a\u064a\u0646 \u0645\u062e\u062a\u0644\u0641\u062a\u064a\u0646 \u0639\u0644\u0649 \u0627\u0644\u0623\u0642\u0644 \u0645\u0646 \u0634\u0628\u0643\u0627\u062a \u0645\u062e\u062a\u0644\u0641\u0629 (\u0641\u064a\u0632\u0627\u060c \u0645\u0627\u0633\u062a\u0631\u0643\u0627\u0631\u062f) \u0641\u064a \u062d\u0627\u0644\u0629 \u0639\u062f\u0645 \u0642\u0628\u0648\u0644 \u0625\u062d\u062f\u0627\u0647\u0645\u0627.<\/li>\n<li><strong>\u0645\u0632\u0627\u064a\u0627 \u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u062a\u062d\u0642\u0642:<\/strong> \u0631\u0627\u062c\u0639 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0633\u0641\u0631\u060c \u0648\u062a\u063a\u0637\u064a\u0629 \u062a\u0623\u062c\u064a\u0631 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a\u060c \u0648\u063a\u064a\u0631\u0647\u0627 \u0645\u0646 \u0648\u0633\u0627\u0626\u0644 \u0627\u0644\u062d\u0645\u0627\u064a\u0629 \u0642\u0628\u0644 \u0627\u0644\u0645\u063a\u0627\u062f\u0631\u0629.<\/li>\n<\/ul>\n<h3>\u0623\u062b\u0646\u0627\u0621 \u0631\u062d\u0644\u062a\u0643<\/h3>\n<ul class=\"custom-list\">\n<li><strong>\u0627\u062f\u0641\u0639 \u062f\u0627\u0626\u0645\u0627\u064b \u0628\u0627\u0644\u0639\u0645\u0644\u0629 \u0627\u0644\u0645\u062d\u0644\u064a\u0629:<\/strong> \u0631\u0641\u0636 \u0639\u0631\u0648\u0636 \u0627\u0644\u062f\u0641\u0639 \u0628\u0627\u0644\u062f\u0648\u0644\u0627\u0631 \u0627\u0644\u0623\u0645\u0631\u064a\u0643\u064a (\u0645\u0627 \u064a\u0633\u0645\u0649 \u0628\u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0639\u0645\u0644\u0629 \u0627\u0644\u062f\u064a\u0646\u0627\u0645\u064a\u0643\u064a) \u0644\u0623\u0646 \u0647\u0630\u0627 \u064a\u062a\u0636\u0645\u0646 \u0639\u0627\u062f\u0629\u064b \u0647\u0648\u0627\u0645\u0634 \u0631\u0628\u062d \u0645\u062e\u0641\u064a\u0629.<\/li>\n<li><strong>\u0623\u0628\u0642\u0650 \u0628\u0637\u0627\u0642\u062a\u0643 \u0641\u064a \u0645\u062c\u0627\u0644 \u0631\u0624\u064a\u062a\u0643:<\/strong> \u0643\u0644\u0645\u0627 \u0623\u0645\u0643\u0646\u060c \u0644\u0627 \u062a\u062f\u0639 \u0628\u0637\u0627\u0642\u062a\u0643 \u062a\u063a\u064a\u0628 \u0639\u0646 \u0646\u0638\u0631\u0643 \u0623\u062b\u0646\u0627\u0621 \u0625\u062c\u0631\u0627\u0621 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a.<\/li>\n<li><strong>\u0627\u0633\u062a\u062e\u062f\u0645 \u0623\u062c\u0647\u0632\u0629 \u0627\u0644\u0635\u0631\u0627\u0641 \u0627\u0644\u0622\u0644\u064a \u0627\u0644\u0622\u0645\u0646\u0629:<\/strong> \u0625\u0630\u0627 \u0643\u0646\u062a \u0628\u062d\u0627\u062c\u0629 \u0625\u0644\u0649 \u0646\u0642\u0648\u062f\u060c \u0641\u0627\u0633\u062a\u062e\u062f\u0645 \u0623\u062c\u0647\u0632\u0629 \u0627\u0644\u0635\u0631\u0627\u0641 \u0627\u0644\u0622\u0644\u064a \u062f\u0627\u062e\u0644 \u0627\u0644\u0628\u0646\u0648\u0643 \u0628\u062f\u0644\u0627\u064b \u0645\u0646 \u0627\u0644\u0623\u062c\u0647\u0632\u0629 \u0627\u0644\u0645\u0633\u062a\u0642\u0644\u0629 \u0627\u0644\u062a\u064a \u0642\u062f \u062a\u062d\u062a\u0648\u064a \u0639\u0644\u0649 \u0623\u062c\u0647\u0632\u0629 \u0646\u0633\u062e \u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a.<\/li>\n<li><strong>\u0627\u062d\u062a\u0641\u0638 \u0628\u0627\u0644\u0625\u064a\u0635\u0627\u0644\u0627\u062a:<\/strong> \u0627\u062d\u062a\u0641\u0638 \u0628\u062c\u0645\u064a\u0639 \u0625\u064a\u0635\u0627\u0644\u0627\u062a \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u062d\u062a\u0649 \u062a\u062a\u062d\u0642\u0642 \u0645\u0646 \u0627\u0644\u0631\u0633\u0648\u0645 \u0627\u0644\u0648\u0627\u0631\u062f\u0629 \u0641\u064a \u0643\u0634\u0641 \u062d\u0633\u0627\u0628\u0643.<\/li>\n<li><strong>\u0627\u062d\u062a\u0641\u0638 \u0628\u062c\u0647\u0627\u062a \u0627\u062a\u0635\u0627\u0644 \u0644\u0644\u0637\u0648\u0627\u0631\u0626:<\/strong> \u0627\u062d\u062a\u0641\u0638 \u0628\u0631\u0642\u0645 \u062e\u062f\u0645\u0629 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0627\u0644\u062f\u0648\u0644\u064a \u0644\u062c\u0647\u0629 \u0625\u0635\u062f\u0627\u0631 \u0628\u0637\u0627\u0642\u062a\u0643 \u062a\u062d\u0633\u0628\u0627\u064b \u0644\u0627\u062d\u062a\u064a\u0627\u062c\u0643 \u0644\u0644\u0645\u0633\u0627\u0639\u062f\u0629.<\/li>\n<\/ul><\/div>\n<div>\n<div class=\"warning-box\">\n<h3>\u062a\u062c\u0646\u0628 \u0647\u0630\u0647 \u0627\u0644\u0623\u062e\u0637\u0627\u0621 \u0627\u0644\u0634\u0627\u0626\u0639\u0629 \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u062f\u0648\u0644\u064a\u0629<\/h3>\n<ul>\n<li><strong>\u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u062f\u064a\u0646\u0627\u0645\u064a\u0643\u064a:<\/strong> \u0627\u062e\u062a\u0631 \u062f\u0627\u0626\u0645\u064b\u0627 \u0627\u0644\u062f\u0641\u0639 \u0628\u0627\u0644\u0639\u0645\u0644\u0629 \u0627\u0644\u0645\u062d\u0644\u064a\u0629\u060c \u0648\u0644\u064a\u0633 \u0628\u0627\u0644\u062f\u0648\u0644\u0627\u0631 \u0627\u0644\u0623\u0645\u0631\u064a\u0643\u064a\u060c \u0644\u062a\u062c\u0646\u0628 \u0631\u0633\u0648\u0645 \u0627\u0644\u0647\u0627\u0645\u0634 \u0627\u0644\u0628\u0627\u0644\u063a\u0629 3-7%.<\/li>\n<li><strong>\u0627\u0644\u0633\u0644\u0641 \u0627\u0644\u0646\u0642\u062f\u064a\u0629:<\/strong> \u0639\u0627\u062f\u0629\u064b \u0645\u0627 \u062a\u062a\u0631\u062a\u0628 \u0639\u0644\u0649 \u0647\u0630\u0647 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0631\u0633\u0648\u0645 \u0639\u0627\u0644\u064a\u0629 \u0648\u0641\u0648\u0627\u0626\u062f \u0641\u0648\u0631\u064a\u0629 \u0628\u062f\u0648\u0646 \u0641\u062a\u0631\u0629 \u0633\u0645\u0627\u062d.<\/li>\n<li><strong>\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u062e\u0635\u0645 \u0627\u0644\u0645\u0628\u0627\u0634\u0631 \u0639\u0644\u0649 \u0646\u0637\u0627\u0642 \u0648\u0627\u0633\u0639:<\/strong> \u062a\u0648\u0641\u0631 \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u062d\u0645\u0627\u064a\u0629 \u0623\u0641\u0636\u0644 \u0645\u0646 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644 \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u062e\u0635\u0645 \u0639\u0646\u062f \u0627\u0644\u0633\u0641\u0631.<\/li>\n<li><strong>\u0646\u0633\u064a\u0627\u0646 \u0623\u0631\u0642\u0627\u0645 \u0627\u0644\u062a\u0639\u0631\u064a\u0641 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 (PIN):<\/strong> \u062a\u062a\u0637\u0644\u0628 \u0628\u0639\u0636 \u0627\u0644\u0645\u062d\u0637\u0627\u062a \u0627\u0644\u062f\u0648\u0644\u064a\u0629 \u0625\u062f\u062e\u0627\u0644 \u0631\u0642\u0645 \u0627\u0644\u062a\u0639\u0631\u064a\u0641 \u0627\u0644\u0634\u062e\u0635\u064a (PIN) \u062d\u062a\u0649 \u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646.<\/li>\n<li><strong>\u0639\u062f\u0645 \u0627\u0644\u062a\u062d\u0642\u0642 \u0645\u0646 \u0642\u0628\u0648\u0644 \u0627\u0644\u0628\u0637\u0627\u0642\u0629:<\/strong> \u062a\u062a\u0645\u062a\u0639 \u0628\u0637\u0627\u0642\u0627\u062a \u0623\u0645\u0631\u064a\u0643\u0627\u0646 \u0625\u0643\u0633\u0628\u0631\u064a\u0633 \u0648\u062f\u064a\u0633\u0643\u0648\u0641\u0631 \u0628\u0642\u0628\u0648\u0644 \u062f\u0648\u0644\u064a \u0623\u0642\u0644 \u0645\u0646 \u0628\u0637\u0627\u0642\u0627\u062a \u0641\u064a\u0632\u0627 \u0648\u0645\u0627\u0633\u062a\u0631\u0643\u0627\u0631\u062f.<\/li>\n<\/ul><\/div>\n<div class=\"info-box\">\n<h3>\u0641\u0647\u0645 \u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0639\u0645\u0644\u0627\u062a<\/h3>\n<p>\u0639\u0646\u062f \u0642\u064a\u0627\u0645\u0643 \u0628\u0639\u0645\u0644\u064a\u0629 \u0634\u0631\u0627\u0621 \u0628\u0639\u0645\u0644\u0629 \u0623\u062c\u0646\u0628\u064a\u0629\u060c \u0625\u0644\u064a\u0643 \u0645\u0627 \u064a\u062d\u062f\u062b:<\/p>\n<ol>\n<li>\u064a\u0642\u0648\u0645 \u0627\u0644\u062a\u0627\u062c\u0631 \u0628\u0645\u0639\u0627\u0644\u062c\u0629 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0629 \u0628\u0627\u0644\u0639\u0645\u0644\u0629 \u0627\u0644\u0645\u062d\u0644\u064a\u0629<\/li>\n<li>\u062a\u0642\u0648\u0645 \u0634\u0628\u0643\u0629 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0628\u0637\u0627\u0642\u062a\u0643 (\u0641\u064a\u0632\u0627\/\u0645\u0627\u0633\u062a\u0631\u0643\u0627\u0631\u062f) \u0628\u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0645\u0628\u0644\u063a \u0625\u0644\u0649 \u0627\u0644\u062f\u0648\u0644\u0627\u0631 \u0627\u0644\u0623\u0645\u0631\u064a\u0643\u064a \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0633\u0639\u0631 \u0627\u0644\u0635\u0631\u0641 \u0627\u0644\u062e\u0627\u0635 \u0628\u0647\u0627.<\/li>\n<li>\u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0641\u0631\u0636 \u0631\u0633\u0648\u0645\u064b\u0627 \u0639\u0644\u0649 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0623\u062c\u0646\u0628\u064a\u0629 \u062a\u0636\u064a\u0641 \u0631\u0633\u0648\u0645\u0647\u0627 \u0627\u0644\u0625\u0636\u0627\u0641\u064a\u0629 (\u0639\u0627\u062f\u0629\u064b 3%).<\/li>\n<li>\u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u062a\u064a \u0644\u0627 \u062a\u0641\u0631\u0636 \u0631\u0633\u0648\u0645\u064b\u0627 \u0639\u0644\u0649 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0623\u062c\u0646\u0628\u064a\u0629 \u062a\u062a\u062c\u0646\u0628 \u0647\u0630\u0647 \u0627\u0644\u0631\u0633\u0648\u0645 \u0627\u0644\u0625\u0636\u0627\u0641\u064a\u0629<\/li>\n<\/ol>\n<p>\u0639\u0627\u062f\u0629\u064b \u0645\u0627 \u062a\u0642\u062f\u0645 \u0634\u0628\u0643\u0627\u062a \u0627\u0644\u062f\u0641\u0639 \u0623\u0633\u0639\u0627\u0631 \u0635\u0631\u0641 \u0642\u0631\u064a\u0628\u0629 \u062c\u062f\u064b\u0627 \u0645\u0646 \u0633\u0639\u0631 \u0627\u0644\u0635\u0631\u0641 \u0628\u064a\u0646 \u0627\u0644\u0628\u0646\u0648\u0643 (\u0633\u0639\u0631 \u0627\u0644\u0635\u0631\u0641 &quot;\u0627\u0644\u062d\u0642\u064a\u0642\u064a&quot;)\u060c \u0645\u0645\u0627 \u064a\u062c\u0639\u0644 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u062a\u064a \u0644\u0627 \u062a\u0641\u0631\u0636 \u0631\u0633\u0648\u0645\u064b\u0627 \u0639\u0644\u0649 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0623\u062c\u0646\u0628\u064a\u0629 \u0648\u0627\u062d\u062f\u0629 \u0645\u0646 \u0623\u0643\u062b\u0631 \u0627\u0644\u0637\u0631\u0642 \u0641\u0639\u0627\u0644\u064a\u0629 \u0645\u0646 \u062d\u064a\u062b \u0627\u0644\u062a\u0643\u0644\u0641\u0629 \u0644\u0644\u0625\u0646\u0641\u0627\u0642 \u0641\u064a \u0627\u0644\u062e\u0627\u0631\u062c.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<p>  <img decoding=\"async\" src=\"https:\/\/exchangerateweb.com\/wp-content\/uploads\/2025\/09\/Person-using-international-credit-card-with-no-foreign-transaction-fee-at-a-foreign-ATM-1024x585.jpeg\" alt=\"\u0634\u062e\u0635 \u064a\u0633\u062a\u062e\u062f\u0645 \u0628\u0637\u0627\u0642\u0629 \u0627\u0626\u062a\u0645\u0627\u0646 \u062f\u0648\u0644\u064a\u0629 \u0628\u062f\u0648\u0646 \u0631\u0633\u0648\u0645 \u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0623\u062c\u0646\u0628\u064a\u0629 \u0641\u064a \u062c\u0647\u0627\u0632 \u0635\u0631\u0627\u0641 \u0622\u0644\u064a \u0623\u062c\u0646\u0628\u064a\" title=\"\u0634\u062e\u0635 \u064a\u0633\u062a\u062e\u062f\u0645 \u0628\u0637\u0627\u0642\u0629 \u0627\u0626\u062a\u0645\u0627\u0646 \u062f\u0648\u0644\u064a\u0629 \u0628\u062f\u0648\u0646 \u0631\u0633\u0648\u0645 \u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0623\u062c\u0646\u0628\u064a\u0629 \u0641\u064a \u062c\u0647\u0627\u0632 \u0635\u0631\u0627\u0641 \u0622\u0644\u064a \u0623\u062c\u0646\u0628\u064a\" width=\"1024\" height=\"585\" class=\"aligncenter size-large wp-image-5426\" srcset=\"https:\/\/exchangerateweb.com\/wp-content\/uploads\/2025\/09\/Person-using-international-credit-card-with-no-foreign-transaction-fee-at-a-foreign-ATM-1024x585.jpeg 1024w, https:\/\/exchangerateweb.com\/wp-content\/uploads\/2025\/09\/Person-using-international-credit-card-with-no-foreign-transaction-fee-at-a-foreign-ATM-300x171.jpeg 300w, https:\/\/exchangerateweb.com\/wp-content\/uploads\/2025\/09\/Person-using-international-credit-card-with-no-foreign-transaction-fee-at-a-foreign-ATM-768x439.jpeg 768w, https:\/\/exchangerateweb.com\/wp-content\/uploads\/2025\/09\/Person-using-international-credit-card-with-no-foreign-transaction-fee-at-a-foreign-ATM.jpeg 1344w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><br \/>\n<\/section>\n<section class=\"schema-section\">\n<h2>\u0627\u0644\u0623\u0633\u0626\u0644\u0629 \u0627\u0644\u0634\u0627\u0626\u0639\u0629 \u062d\u0648\u0644 \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0627\u0644\u062f\u0648\u0644\u064a\u0629<\/h2>\n<div class=\"faq-item\">\n<h3 class=\"faq-question\">\u0647\u0644 \u062a\u0641\u0631\u0636 \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u062e\u0635\u0645 \u0631\u0633\u0648\u0645\u064b\u0627 \u0639\u0644\u0649 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u062f\u0648\u0644\u064a\u0629\u061f<\/h3>\n<div class=\"faq-answer\">\n<p>\u0646\u0639\u0645\u060c \u062a\u0641\u0631\u0636 \u0645\u0639\u0638\u0645 \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u062e\u0635\u0645 \u0631\u0633\u0648\u0645\u064b\u0627 \u0639\u0644\u0649 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u062f\u0648\u0644\u064a\u0629\u060c \u062a\u062a\u0631\u0627\u0648\u062d \u0639\u0627\u062f\u0629\u064b \u0628\u064a\u0646 1% \u06483%. \u062a\u0642\u062f\u0645 \u0628\u0639\u0636 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0648\u0627\u0644\u0627\u062a\u062d\u0627\u062f\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629 \u0628\u0637\u0627\u0642\u0627\u062a \u062e\u0635\u0645 \u0628\u062f\u0648\u0646 \u0647\u0630\u0647 \u0627\u0644\u0631\u0633\u0648\u0645\u060c \u0645\u062b\u0644 \u0628\u0646\u0643 \u062a\u0634\u0627\u0631\u0644\u0632 \u0634\u0648\u0627\u0628 \u0648\u0643\u0627\u0628\u064a\u062a\u0627\u0644 \u0648\u0627\u0646 360. \u0645\u0639 \u0630\u0644\u0643\u060c \u062a\u0648\u0641\u0631 \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0639\u0645\u0648\u0645\u064b\u0627 \u062d\u0645\u0627\u064a\u0629 \u0623\u0641\u0636\u0644 \u0645\u0646 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644 \u0648\u0645\u0643\u0627\u0641\u0622\u062a \u0623\u0639\u0644\u0649 \u0645\u0646 \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u062e\u0635\u0645 \u0639\u0646\u062f \u0627\u0644\u0633\u0641\u0631 \u0627\u0644\u062f\u0648\u0644\u064a.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"faq-item\">\n<h3 class=\"faq-question\">\u0643\u064a\u0641 \u064a\u0645\u0643\u0646\u0646\u064a \u062a\u062c\u0646\u0628 \u0631\u0633\u0648\u0645 \u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0639\u0646\u062f \u0627\u0644\u0633\u0641\u0631\u061f<\/h3>\n<div class=\"faq-answer\">\n<p>\u0644\u062a\u062c\u0646\u0628 \u0631\u0633\u0648\u0645 \u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0639\u0645\u0644\u0627\u062a:<\/p>\n<ul>\n<li>\u0627\u062e\u062a\u0631 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