{"id":1826,"date":"2025-07-12T03:29:23","date_gmt":"2025-07-12T03:29:23","guid":{"rendered":"https:\/\/exchangerateweb.com\/?page_id=1826"},"modified":"2025-09-03T22:51:58","modified_gmt":"2025-09-03T22:51:58","slug":"%d8%a3%d9%85%d8%ab%d9%84%d8%a9-%d8%b9%d9%84%d9%89-%d8%a7%d9%84%d8%b9%d9%85%d9%84%d8%a7%d8%aa-%d8%a7%d9%84%d8%b1%d9%82%d9%85%d9%8a%d8%a9-%d8%a7%d9%84%d9%85%d8%b9%d8%aa%d9%85%d8%af%d8%a9-%d8%b9%d9%84","status":"publish","type":"page","link":"https:\/\/exchangerateweb.com\/ar\/cbdc-examples-worldwide\/","title":{"rendered":"\u0623\u0645\u062b\u0644\u0629 \u0639\u0644\u0649 \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0644\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a\u0629 \u062d\u0648\u0644 \u0627\u0644\u0639\u0627\u0644\u0645"},"content":{"rendered":"<p class=\"wp-block-paragraph\"><strong>\u0623\u0645\u062b\u0644\u0629 \u0639\u0644\u0649 \u0627\u0644\u0639\u0645\u0644\u0627\u062a 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\u0623\u062d\u062c\u0627\u0645 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0628\u0634\u0643\u0644 \u0645\u0637\u0631\u062f \u0645\u0639 \u062a\u0648\u0633\u0639 \u0627\u0639\u062a\u0645\u0627\u062f \u0627\u0644\u062a\u062c\u0627\u0631 \u0644\u0647\u0627 \u0641\u064a \u062c\u0645\u064a\u0639 \u0623\u0646\u062d\u0627\u0621 \u0627\u0644\u062c\u0632\u0631.<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/storage.googleapis.com\/48877118-7272-4a4d-b302-0465d8aa4548\/a6e8c4a3-d76c-4341-a58a-845b57f8cb9f\/4a9619e8-082d-4183-96a1-29e7298a3b74.jpg\" alt=\"\u0648\u0627\u062c\u0647\u0629 \u0645\u062d\u0641\u0638\u0629 eNaira \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0627\u0644\u0646\u064a\u062c\u064a\u0631\u064a\u0629 \u062a\u0639\u0631\u0636 \u0645\u064a\u0632\u0627\u062a \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0639\u0644\u0649 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0630\u0643\u064a\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">\u0646\u064a\u062c\u064a\u0631\u064a\u0627: \u0646\u064a\u0631\u0629<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u0645 \u0625\u0637\u0644\u0627\u0642\u0647 \u0641\u064a \u0623\u0643\u062a\u0648\u0628\u0631 2021<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0623\u0637\u0644\u0642\u062a \u0623\u0643\u0628\u0631 \u0627\u0642\u062a\u0635\u0627\u062f \u0641\u064a \u0623\u0641\u0631\u064a\u0642\u064a\u0627 \u0639\u0645\u0644\u0629 \u0627\u0644\u0646\u064a\u0631\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 (eNaira) \u0644\u062a\u0639\u0632\u064a\u0632 \u0627\u0644\u0634\u0645\u0648\u0644 \u0627\u0644\u0645\u0627\u0644\u064a\u060c \u0648\u062a\u0633\u0647\u064a\u0644 \u0627\u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629\u060c \u0648\u062e\u0641\u0636 \u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a. \u0648\u0631\u063a\u0645 \u0627\u0644\u0623\u0647\u062f\u0627\u0641 \u0627\u0644\u0637\u0645\u0648\u062d\u0629\u060c \u0648\u0627\u062c\u0647 \u062a\u0628\u0646\u064a \u0647\u0630\u0647 \u0627\u0644\u0639\u0645\u0644\u0629 \u062a\u062d\u062f\u064a\u0627\u062a\u060c \u062d\u064a\u062b \u0628\u0644\u063a \u0639\u062f\u062f \u0627\u0644\u0645\u062d\u0627\u0641\u0638 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0627\u0644\u0645\u0641\u062a\u0648\u062d\u0629 \u062d\u0648\u0627\u0644\u064a 13 \u0645\u0644\u064a\u0648\u0646 \u0645\u062d\u0641\u0638\u0629 \u0645\u0646 \u0623\u0635\u0644 223 \u0645\u0644\u064a\u0648\u0646 \u0646\u0633\u0645\u0629.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u0627\u0644\u0645\u064a\u0632\u0627\u062a \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629:<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0646\u0645\u0648\u0630\u062c \u062a\u0648\u0632\u064a\u0639 \u062b\u0646\u0627\u0626\u064a \u0627\u0644\u0645\u0633\u062a\u0648\u064a\u0627\u062a \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629<\/li>\n\n\n\n<li>\u0648\u0638\u064a\u0641\u0629 USSD \u0644\u0644\u0647\u0648\u0627\u062a\u0641 \u0627\u0644\u0639\u0627\u062f\u064a\u0629 \u0627\u0644\u062a\u064a \u0644\u0627 \u062a\u062a\u0648\u0641\u0631 \u0641\u064a\u0647\u0627 \u0625\u0645\u0643\u0627\u0646\u064a\u0629 \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a<\/li>\n\n\n\n<li>\u0627\u0644\u062a\u0643\u0627\u0645\u0644 \u0645\u0639 \u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u062d\u0627\u0644\u064a\u0629<\/li>\n\n\n\n<li>\u0644\u0648\u062d\u0629 \u062a\u062d\u0643\u0645 \u0627\u0644\u062a\u0627\u062c\u0631 \u0644\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u064a\u0648\u0627\u0635\u0644 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0627\u0644\u0646\u064a\u062c\u064a\u0631\u064a \u062a\u0637\u0648\u064a\u0631 \u0627\u0644\u0645\u0646\u0635\u0629\u060c \u062d\u064a\u062b \u0623\u0636\u0627\u0641 \u0645\u0624\u062e\u0631\u0627\u064b \u0645\u064a\u0632\u0627\u062a \u062c\u062f\u064a\u062f\u0629 \u0644\u0632\u064a\u0627\u062f\u0629 \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647\u0627\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u062f\u0641\u0639 \u0627\u0644\u0641\u0648\u0627\u062a\u064a\u0631 \u0648\u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644. \u0648\u0642\u062f \u0627\u0631\u062a\u0641\u0639\u062a \u0646\u0633\u0628\u0629 \u0627\u0644\u0639\u0645\u0644\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 (eNaira) \u0645\u0646 \u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u0639\u0645\u0644\u0629 \u0627\u0644\u0645\u062a\u062f\u0627\u0648\u0644\u0629 \u0645\u0646 0.021 \u0625\u0644\u0649 0.361 \u0645\u0646\u0630 \u0625\u0637\u0644\u0627\u0642\u0647\u0627.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u0645\u0634\u0627\u0631\u064a\u0639 \u062a\u062c\u0631\u064a\u0628\u064a\u0629 \u0645\u062a\u0642\u062f\u0645\u0629 \u0644\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0644\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a<\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/storage.googleapis.com\/48877118-7272-4a4d-b302-0465d8aa4548\/a6e8c4a3-d76c-4341-a58a-845b57f8cb9f\/e3cf18f4-d6e3-4b1f-9227-b8eff4969d4c.jpg\" alt=\"\u0645\u062d\u0641\u0638\u0629 \u0627\u0644\u064a\u0648\u0627\u0646 \u0627\u0644\u0631\u0642\u0645\u064a \u0627\u0644\u0635\u064a\u0646\u064a (e-CNY) \u0648\u0648\u0627\u062c\u0647\u0629 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0647\u0627 \u062a\u064f\u0638\u0647\u0631 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0641\u064a \u0627\u0644\u0645\u062f\u0646 \u0627\u0644\u0635\u064a\u0646\u064a\u0629 \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">\u0627\u0644\u0635\u064a\u0646: \u0627\u0644\u064a\u0648\u0627\u0646 \u0627\u0644\u0631\u0642\u0645\u064a (e-CNY)<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0627\u0644\u0645\u0631\u062d\u0644\u0629 \u0627\u0644\u062a\u062c\u0631\u064a\u0628\u064a\u0629 \u0645\u0646\u0630 \u0639\u0627\u0645 2014<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u064a\u0645\u062b\u0644 \u0627\u0644\u064a\u0648\u0627\u0646 \u0627\u0644\u0631\u0642\u0645\u064a \u0627\u0644\u0635\u064a\u0646\u064a \u0623\u062d\u062f \u0623\u0643\u062b\u0631 \u0627\u0644\u0623\u0645\u062b\u0644\u0629 \u062a\u0637\u0648\u0631\u0627\u064b \u0648\u0637\u0645\u0648\u062d\u0627\u064b \u0644\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0644\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a\u0629 \u0639\u0644\u0649 \u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u0639\u0627\u0644\u0645. \u0648\u0642\u062f \u0623\u062c\u0631\u0649 \u0628\u0646\u0643 \u0627\u0644\u0634\u0639\u0628 \u0627\u0644\u0635\u064a\u0646\u064a \u062a\u062c\u0627\u0631\u0628 \u0648\u0627\u0633\u0639\u0629 \u0627\u0644\u0646\u0637\u0627\u0642 \u0641\u064a \u0645\u062f\u0646 \u0631\u0626\u064a\u0633\u064a\u0629 \u0645\u062b\u0644 \u0634\u0646\u062a\u0634\u0646 \u0648\u0633\u0648\u062a\u0634\u0648 \u0648\u0634\u0646\u063a\u0647\u0627\u064a\u060c \u062d\u064a\u062b \u062a\u062c\u0627\u0648\u0632\u062a \u0623\u062d\u062c\u0627\u0645 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0639\u0644\u0646\u0629 1 \u062a\u0631\u064a\u0644\u064a\u0648\u0646 \u06484 \u062a\u0631\u064a\u0644\u064a\u0648\u0646\u0627\u062a \u0648250 \u0645\u0644\u064a\u0627\u0631 \u062d\u062a\u0649 \u0627\u0644\u0622\u0646.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u0627\u0644\u0645\u064a\u0632\u0627\u062a \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629:<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0646\u0638\u0627\u0645 \u062a\u0648\u0632\u064a\u0639 \u0645\u0646 \u0645\u0633\u062a\u0648\u064a\u064a\u0646 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629<\/li>\n\n\n\n<li>\u0625\u062e\u0641\u0627\u0621 \u062c\u0632\u0626\u064a \u0644\u0644\u0647\u0648\u064a\u0629 \u0645\u0639 \u0645\u0633\u062a\u0648\u064a\u0627\u062a \u0645\u062a\u0639\u062f\u062f\u0629 \u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u062e\u0635\u0648\u0635\u064a\u0629<\/li>\n\n\n\n<li>\u0625\u0645\u0643\u0627\u0646\u064a\u0627\u062a \u0625\u062c\u0631\u0627\u0621 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u062f\u0648\u0646 \u0627\u062a\u0635\u0627\u0644 \u0628\u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a<\/li>\n\n\n\n<li>\u0648\u0638\u0627\u0626\u0641 \u0627\u0644\u0639\u0642\u0648\u062f \u0627\u0644\u0630\u0643\u064a\u0629 \u0644\u0644\u062f\u0641\u0639\u0627\u062a \u0627\u0644\u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u0628\u0631\u0645\u062c\u0629<\/li>\n\n\n\n<li>\u0627\u0644\u062a\u0643\u0627\u0645\u0644 \u0645\u0639 \u0627\u0644\u0645\u0646\u0635\u0627\u062a \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629 \u0645\u062b\u0644 WeChat<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u062a\u0645\u062a\u0639 \u0627\u0644\u0635\u064a\u0646 \u0628\u0645\u064a\u0632\u0629 \u0627\u0644\u0631\u064a\u0627\u062f\u0629 \u0641\u064a \u0645\u062c\u0627\u0644 \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0644\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a\u0629\u060c \u0645\u0645\u0627 \u064a\u062d\u0645\u0644 \u062a\u062f\u0627\u0639\u064a\u0627\u062a \u062c\u064a\u0648\u0633\u064a\u0627\u0633\u064a\u0629 \u0647\u0627\u0645\u0629\u060c \u0648\u0642\u062f \u064a\u064f\u0634\u0643\u0644 \u062a\u062d\u062f\u064a\u0627\u064b \u0644\u0647\u064a\u0645\u0646\u0629 \u0627\u0644\u062f\u0648\u0644\u0627\u0631 \u0639\u0644\u0649 \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u062f\u0648\u0644\u064a\u0629. \u0648\u064a\u062c\u0631\u064a \u0627\u0644\u0639\u0645\u0644 \u0639\u0644\u0649 \u062a\u0647\u064a\u0626\u0629 \u0627\u0644\u064a\u0648\u0627\u0646 \u0627\u0644\u0631\u0642\u0645\u064a \u0644\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0645\u062d\u0644\u064a \u0648\u0627\u0644\u062a\u0633\u0648\u064a\u0627\u062a \u0627\u0644\u062f\u0648\u0644\u064a\u0629\u060c \u0644\u0627 \u0633\u064a\u0645\u0627 \u0641\u064a \u0625\u0637\u0627\u0631 \u0645\u0628\u0627\u062f\u0631\u0629 \u0627\u0644\u062d\u0632\u0627\u0645 \u0648\u0627\u0644\u0637\u0631\u064a\u0642.<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/storage.googleapis.com\/48877118-7272-4a4d-b302-0465d8aa4548\/a6e8c4a3-d76c-4341-a58a-845b57f8cb9f\/6858457c-b0b0-44bb-a160-f64529851cdf.jpg\" alt=\"\u0648\u0627\u062c\u0647\u0629 \u062a\u062c\u0631\u064a\u0628\u064a\u0629 \u0644\u0644\u0643\u0631\u0648\u0646\u0627 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0627\u0644\u0633\u0648\u064a\u062f\u064a\u0629 \u062a\u0639\u0631\u0636 \u0645\u064a\u0632\u0627\u062a \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0648\u0639\u0644\u0627\u0645\u0629 \u0628\u0646\u0643 \u0631\u064a\u0643\u0633\u0628\u0627\u0646\u0643 \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">\u0627\u0644\u0633\u0648\u064a\u062f: \u0627\u0644\u0643\u0631\u0648\u0646\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0627\u0644\u0645\u0631\u062d\u0644\u0629 \u0627\u0644\u062a\u062c\u0631\u064a\u0628\u064a\u0629 \u0645\u0646\u0630 \u0639\u0627\u0645 2020<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0638\u0647\u0631 \u0645\u0634\u0631\u0648\u0639 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\u0639\u0644\u0649 \u062a\u0642\u0646\u064a\u0629 \u0627\u0644\u0633\u062c\u0644\u0627\u062a \u0627\u0644\u0645\u0648\u0632\u0639\u0629 \u0644\u0636\u0645\u0627\u0646 \u0627\u0633\u062a\u0645\u0631\u0627\u0631 \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0641\u064a \u0645\u062c\u062a\u0645\u0639 \u064a\u062a\u062c\u0647 \u0646\u062d\u0648 \u0627\u0644\u062a\u0639\u0627\u0645\u0644\u0627\u062a \u063a\u064a\u0631 \u0627\u0644\u0646\u0642\u062f\u064a\u0629.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u0627\u0644\u0645\u064a\u0632\u0627\u062a \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629:<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0628\u0646\u064a\u0629 \u0642\u0627\u0626\u0645\u0629 \u0639\u0644\u0649 \u0627\u0644\u0631\u0645\u0648\u0632 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0645\u0646\u0635\u0629 \u0643\u0648\u0631\u062f\u0627 \u0645\u0646 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\u0645\u062a\u062f\u0627\u0648\u0644\u0629. <a href=\"https:\/\/exchangerateweb.com\/ar\/%d9%85%d8%a7-%d9%87%d9%8a-%d8%a7%d9%84%d8%b9%d9%85%d9%84%d8%a9-%d8%a7%d9%84%d9%85%d8%b3%d8%aa%d8%ae%d8%af%d9%85%d8%a9-%d9%81%d9%8a-%d8%a7%d9%84%d9%87%d9%86%d8%af%d8%9f-%d8%af%d9%84%d9%8a%d9%84-%d8%b4\/\" title=\"\u0645\u0627 \u0647\u064a \u0627\u0644\u0639\u0645\u0644\u0629 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u0629 \u0641\u064a \u0627\u0644\u0647\u0646\u062f\u061f \u062f\u0644\u064a\u0644 \u0634\u0627\u0645\u0644 \u0644\u0644\u0631\u0648\u0628\u064a\u0629 \u0627\u0644\u0647\u0646\u062f\u064a\u0629 (INR)\"  data-wpil-monitor-id=\"236\">\u0628\u0646\u0643 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0637\u064a \u0627\u0644\u0647\u0646\u062f\u064a<\/a> \u064a\u0647\u062f\u0641 \u0625\u0644\u0649 \u062a\u0648\u0633\u064a\u0639 \u0646\u0637\u0627\u0642 \u0627\u0644\u062a\u062c\u0631\u0628\u0629 \u0644\u062a\u0634\u0645\u0644 \u0639\u0634\u0631 \u0645\u0646\u0627\u0637\u0642 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\u0647\u0627\u0645\u064a\u0644\u062a\u0648\u0646 \u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0644\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a\u0629 \u0639\u0644\u0649 \u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u062c\u0645\u0644\u0629 \u0648\u0639\u0628\u0631 \u0627\u0644\u062d\u062f\u0648\u062f.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0623\u0643\u062f \u0631\u0626\u064a\u0633 \u0645\u062c\u0644\u0633 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0637\u064a \u0627\u0644\u0641\u064a\u062f\u0631\u0627\u0644\u064a \u062c\u064a\u0631\u0648\u0645 \u0628\u0627\u0648\u0644 \u0623\u0646 \u0627\u0644\u0648\u0644\u0627\u064a\u0627\u062a \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u062a\u0639\u0637\u064a \u0627\u0644\u0623\u0648\u0644\u0648\u064a\u0629 \u0644\u0640 &quot;\u0625\u0646\u062c\u0627\u0632 \u0627\u0644\u0623\u0645\u0648\u0631 \u0628\u0634\u0643\u0644 \u0635\u062d\u064a\u062d&quot; \u0639\u0644\u0649 \u0627\u0644\u0633\u0631\u0639\u0629\u060c \u0644\u0627 \u0633\u064a\u0645\u0627 \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u0645\u062e\u0627\u0648\u0641 \u0627\u0644\u062e\u0635\u0648\u0635\u064a\u0629 \u0648\u0627\u0644\u062a\u0623\u062b\u064a\u0631 \u0627\u0644\u0645\u062d\u062a\u0645\u0644 \u0639\u0644\u0649 \u0627\u0644\u0646\u0638\u0627\u0645 \u0627\u0644\u0645\u0627\u0644\u064a \u0627\u0644\u062d\u0627\u0644\u064a.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u0643\u0646\u062f\u0627: \u0627\u0644\u062f\u0648\u0644\u0627\u0631 \u0627\u0644\u0643\u0646\u062f\u064a \u0627\u0644\u0631\u0642\u0645\u064a<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0645\u0631\u062d\u0644\u0629 \u0627\u0644\u062a\u0637\u0648\u064a\u0631<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0623\u062c\u0631\u0649 \u0628\u0646\u0643 \u0643\u0646\u062f\u0627 \u0623\u0628\u062d\u0627\u062b\u064b\u0627 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\u0627\u0644\u0645\u062f\u0631\u0648\u0633 \u0644\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u0627\u0644\u0623\u0637\u0631 \u0627\u0644\u062a\u0642\u0646\u064a\u0629: \u0643\u064a\u0641 \u062a\u062e\u062a\u0644\u0641 \u0623\u0645\u062b\u0644\u0629 \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0644\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a\u0629 \u062d\u0648\u0644 \u0627\u0644\u0639\u0627\u0644\u0645<\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/storage.googleapis.com\/48877118-7272-4a4d-b302-0465d8aa4548\/a6e8c4a3-d76c-4341-a58a-845b57f8cb9f\/31edb0a3-7aa9-4c71-9629-93be51f0dea0.jpg\" alt=\"\u0645\u0642\u0627\u0631\u0646\u0629 \u0645\u0639\u0645\u0627\u0631\u064a\u0629 \u062a\u0642\u0646\u064a\u0629 \u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0644\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a\u0629 \u0627\u0644\u0645\u062e\u062a\u0644\u0641\u0629\u060c \u062a\u0648\u0636\u062d \u0646\u0645\u0627\u0630\u062c \u0627\u0644\u0628\u0644\u0648\u0643 \u062a\u0634\u064a\u0646 \u0648\u0627\u0644\u0646\u0645\u0627\u0630\u062c \u0627\u0644\u0647\u062c\u064a\u0646\u0629 \u0648\u0627\u0644\u0645\u0631\u0643\u0632\u064a\u0629.\"\/><\/figure>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><td>\u062f\u0648\u0644\u0629<\/td><td>\u0627\u0644\u0647\u0646\u062f\u0633\u0629 \u0627\u0644\u0645\u0639\u0645\u0627\u0631\u064a\u0629 \u0627\u0644\u062a\u0642\u0646\u064a\u0629<\/td><td>\u0646\u0645\u0648\u0630\u062c \u0627\u0644\u062a\u0648\u0632\u064a\u0639<\/td><td>\u0646\u0647\u062c \u0627\u0644\u062e\u0635\u0648\u0635\u064a\u0629<\/td><td>\u0625\u0645\u0643\u0627\u0646\u064a\u0629 \u0627\u0644\u0639\u0645\u0644 \u062f\u0648\u0646 \u0627\u062a\u0635\u0627\u0644 \u0628\u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a<\/td><\/tr><\/thead><tbody><tr><td>\u062c\u0632\u0631 \u0627\u0644\u0628\u0647\u0627\u0645\u0627 (\u062f\u0648\u0644\u0627\u0631 \u0627\u0644\u0631\u0645\u0644)<\/td><td>\u062f\u0641\u062a\u0631 \u0627\u0644\u0623\u0633\u062a\u0627\u0630 \u0627\u0644\u0645\u0648\u0632\u0639<\/td><td>\u0646\u0638\u0627\u0645 \u0630\u0648 \u0645\u0633\u062a\u0648\u064a\u064a\u0646 \u0645\u0639 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629<\/td><td>\u0646\u0638\u0627\u0645 \u0627\u0639\u0631\u0641 \u0639\u0645\u064a\u0644\u0643 \u0645\u062a\u0639\u062f\u062f \u0627\u0644\u0645\u0633\u062a\u0648\u064a\u0627\u062a \u0645\u0639 \u062d\u062f\u0648\u062f \u0644\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a<\/td><td>\u0646\u0639\u0645<\/td><\/tr><tr><td>\u0627\u0644\u0635\u064a\u0646 (\u0627\u0644\u064a\u0648\u0627\u0646 \u0627\u0644\u0635\u064a\u0646\u064a \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a)<\/td><td>\u062a\u0642\u0646\u064a\u0629 DLT \u0627\u0644\u0647\u062c\u064a\u0646\u0629\/\u0627\u0644\u0645\u0631\u0643\u0632\u064a\u0629<\/td><td>\u0646\u0638\u0627\u0645 \u0630\u0648 \u0645\u0633\u062a\u0648\u064a\u064a\u0646 \u0645\u0639 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629<\/td><td>\u201c&quot;\u0625\u062e\u0641\u0627\u0621 \u0627\u0644\u0647\u0648\u064a\u0629 \u0627\u0644\u0642\u0627\u0628\u0644 \u0644\u0644\u062a\u062d\u0643\u0645&quot;\u201d<\/td><td>\u0646\u0639\u0645<\/td><\/tr><tr><td>\u0627\u0644\u0633\u0648\u064a\u062f (\u0625\u064a-\u0643\u0631\u0648\u0646\u0627)<\/td><td>R3 Corda DLT<\/td><td>\u0646\u0638\u0627\u0645 \u062b\u0646\u0627\u0626\u064a \u0627\u0644\u0637\u0628\u0642\u0627\u062a \u0645\u0639 \u0645\u0632\u0648\u062f\u064a \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639<\/td><td>\u0645\u062a\u0648\u0627\u0641\u0642 \u0645\u0639 \u0627\u0644\u0644\u0627\u0626\u062d\u0629 \u0627\u0644\u0639\u0627\u0645\u0629 \u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a (GDPR) \u0645\u0639 \u0628\u064a\u0627\u0646\u0627\u062a \u0645\u062d\u062f\u0648\u062f\u0629<\/td><td>\u0627\u062e\u062a\u0628\u0627\u0631 \u0645\u062d\u062f\u0648\u062f<\/td><\/tr><tr><td>\u0646\u064a\u062c\u064a\u0631\u064a\u0627 (\u0646\u0627\u064a\u0631\u0627)<\/td><td>\u0647\u0627\u064a\u0628\u0631\u0644\u064a\u062f\u062c\u0631 \u0641\u0627\u0628\u0631\u064a\u0643<\/td><td>\u0646\u0638\u0627\u0645 \u0630\u0648 \u0645\u0633\u062a\u0648\u064a\u064a\u0646 \u0645\u0639 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629<\/td><td>\u0646\u0638\u0627\u0645 \u0627\u0639\u0631\u0641 \u0639\u0645\u064a\u0644\u0643 (KYC) \u0645\u0639 \u0645\u0631\u0627\u0642\u0628\u0629 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a<\/td><td>\u062e\u062f\u0645\u0629 USSD \u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a \u0627\u0644\u0647\u0648\u0627\u062a\u0641 \u063a\u064a\u0631 \u0627\u0644\u0630\u0643\u064a\u0629<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">\u0645\u0634\u0627\u0631\u064a\u0639 \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0644\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0628\u0627\u0644\u062c\u0645\u0644\u0629: \u0645\u0633\u062a\u0642\u0628\u0644 \u0627\u0644\u062a\u0633\u0648\u064a\u0627\u062a \u0628\u064a\u0646 \u0627\u0644\u0628\u0646\u0648\u0643<\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/storage.googleapis.com\/48877118-7272-4a4d-b302-0465d8aa4548\/a6e8c4a3-d76c-4341-a58a-845b57f8cb9f\/2d3420f5-1c04-42a9-b72d-30c0c8446fa5.jpg\" alt=\"\u0631\u0633\u0645 \u062a\u0648\u0636\u064a\u062d\u064a \u0644\u0644\u0628\u0646\u064a\u0629 \u0627\u0644\u062a\u062d\u062a\u064a\u0629 \u0644\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0644\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0628\u0627\u0644\u062c\u0645\u0644\u0629\u060c \u064a\u064f\u0638\u0647\u0631 \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062a\u0633\u0648\u064a\u0629 \u0628\u064a\u0646 \u0627\u0644\u0628\u0646\u0648\u0643 \u0648\u062a\u062f\u0641\u0642\u0627\u062a \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0639\u0628\u0631 \u0627\u0644\u062d\u062f\u0648\u062f.\"\/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u0628\u064a\u0646\u0645\u0627 \u0627\u0633\u062a\u062d\u0648\u0630\u062a \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0644\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a\u0629 \u0627\u0644\u0645\u062e\u0635\u0635\u0629 \u0644\u0644\u0623\u0641\u0631\u0627\u062f \u0639\u0644\u0649 \u0627\u0647\u062a\u0645\u0627\u0645 \u0627\u0644\u0631\u0623\u064a \u0627\u0644\u0639\u0627\u0645\u060c \u0641\u0625\u0646 \u0645\u0634\u0627\u0631\u064a\u0639 \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0644\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a\u0629 \u0627\u0644\u0645\u062e\u0635\u0635\u0629 \u0644\u0644\u0623\u0641\u0631\u0627\u062f \u062a\u062a\u0642\u062f\u0645 \u0628\u0633\u0631\u0639\u0629\u060c \u0645\u0627 \u0642\u062f \u064a\u064f\u062d\u062f\u062b \u062a\u062d\u0648\u0644\u0627\u064b \u062c\u0630\u0631\u064a\u0627\u064b \u0641\u064a \u0627\u0644\u0623\u0633\u0648\u0627\u0642 \u0627\u0644\u0645\u0627\u0644\u064a\u0629. \u0648\u0648\u0641\u0642\u0627\u064b \u0644\u0628\u0646\u0643 \u0627\u0644\u062a\u0633\u0648\u064a\u0627\u062a \u0627\u0644\u062f\u0648\u0644\u064a\u0629\u060c \u0641\u0625\u0646 \u0627\u062d\u062a\u0645\u0627\u0644\u064a\u0629 \u0625\u0635\u062f\u0627\u0631 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a\u0629 \u0644\u0639\u0645\u0644\u0627\u062a \u0631\u0642\u0645\u064a\u0629 \u0645\u062e\u0635\u0635\u0629 \u0644\u0644\u0623\u0641\u0631\u0627\u062f \u0628\u062d\u0644\u0648\u0644 \u0639\u0627\u0645 2030 \u062a\u062a\u062c\u0627\u0648\u0632 \u0627\u0644\u0622\u0646 \u0627\u062d\u062a\u0645\u0627\u0644\u064a\u0629 \u0625\u0635\u062f\u0627\u0631\u0647\u0627 \u0644\u0644\u0623\u0641\u0631\u0627\u062f.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u0645\u0634\u0631\u0648\u0639 \u0647\u064a\u0644\u0641\u064a\u062a\u064a\u0627 (\u0633\u0648\u064a\u0633\u0631\u0627)<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0646\u0642\u0644 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0648\u0637\u0646\u064a \u0627\u0644\u0633\u0648\u064a\u0633\u0631\u064a \u0639\u0645\u0644\u062a\u0647 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0644\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a (CBDC) \u0627\u0644\u0645\u062e\u0635\u0635\u0629 \u0644\u0644\u062a\u062f\u0627\u0648\u0644 \u0628\u0627\u0644\u062c\u0645\u0644\u0629 \u0645\u0646 \u0645\u0631\u062d\u0644\u0629 \u0627\u0644\u0627\u062e\u062a\u0628\u0627\u0631 \u0625\u0644\u0649 \u0645\u0631\u062d\u0644\u0629 \u0627\u0644\u0625\u0646\u062a\u0627\u062c\u060c \u0645\u0645\u0627 \u064a\u0633\u0645\u062d \u0644\u0628\u0646\u0648\u0643 \u0645\u062e\u062a\u0627\u0631\u0629 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0647\u0630\u0647 \u0627\u0644\u0639\u0645\u0644\u0629 \u0644\u062a\u0633\u0648\u064a\u0629 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0633\u0646\u062f\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0639\u0644\u0649 \u0645\u0646\u0635\u0629 SIX Digital Exchange. \u0648\u062e\u0644\u0627\u0644 \u0627\u0644\u0641\u062a\u0631\u0629 \u0645\u0646 \u062f\u064a\u0633\u0645\u0628\u0631 2023 \u0625\u0644\u0649 \u064a\u0648\u0646\u064a\u0648 2024\u060c \u062a\u0645\u062a \u0645\u0639\u0627\u0644\u062c\u0629 \u0633\u062a \u0625\u0635\u062f\u0627\u0631\u0627\u062a \u0645\u0646 \u0627\u0644\u0633\u0646\u062f\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0628\u0642\u064a\u0645\u0629 \u0625\u062c\u0645\u0627\u0644\u064a\u0629 \u0642\u062f\u0631\u0647\u0627 750 \u0645\u0644\u064a\u0648\u0646 \u0641\u0631\u0646\u0643 \u0633\u0648\u064a\u0633\u0631\u064a.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0628\u0639\u062f \u0647\u0630\u0627 \u0627\u0644\u0646\u062c\u0627\u062d\u060c \u0642\u0627\u0645 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0648\u0637\u0646\u064a \u0627\u0644\u0633\u0648\u064a\u0633\u0631\u064a \u0628\u062a\u0645\u062f\u064a\u062f \u0627\u0644\u0628\u0631\u0646\u0627\u0645\u062c \u0627\u0644\u062a\u062c\u0631\u064a\u0628\u064a \u0644\u0645\u062f\u0629 \u0639\u0627\u0645\u064a\u0646 \u0625\u0636\u0627\u0641\u064a\u064a\u0646 \u0639\u0644\u0649 \u0627\u0644\u0623\u0642\u0644\u060c \u0648\u064a\u0639\u0645\u0644 \u0639\u0644\u0649 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\u0648\u0647\u064a \u062a\u0635\u0645\u0645 \u0645\u0633\u062a\u0642\u0628\u0644 \u0627\u0644\u0639\u0645\u0644\u0629.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0628\u064a\u0646\u0645\u0627 \u062a\u062a\u0635\u062f\u0631 \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0644\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a\u0629 (CBDCs) \u0627\u0644\u0645\u062e\u0635\u0635\u0629 \u0644\u0644\u0623\u0641\u0631\u0627\u062f \u0639\u0646\u0627\u0648\u064a\u0646 \u0627\u0644\u0623\u062e\u0628\u0627\u0631 \u0641\u064a \u0627\u0644\u0623\u0633\u0648\u0627\u0642 \u0627\u0644\u0646\u0627\u0634\u0626\u0629\u060c \u0642\u062f \u064a\u0643\u0648\u0646 \u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a\u0647\u0627 \u0627\u0644\u0645\u062e\u0635\u0635\u0629 \u0644\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u0639\u0627\u0645 \u0627\u0644\u062a\u0623\u062b\u064a\u0631 \u0627\u0644\u0623\u0643\u0628\u0631 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\u0627\u0644\u0645\u062c\u0627\u0646\u064a<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>","protected":false},"excerpt":{"rendered":"<p>CBDC Examples Worldwide: A Global Look at Central Bank Digital Currencies Central Bank Digital Currencies (CBDCs) are rapidly transforming the global financial landscape. As digital versions of national currencies issued and regulated by central banks, CBDCs represent one of the most significant monetary innovations in decades. This comprehensive guide examines CBDC examples worldwide, showcasing how &#8230; <a title=\"\u0623\u0645\u062b\u0644\u0629 \u0639\u0644\u0649 \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0644\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a\u0629 \u062d\u0648\u0644 \u0627\u0644\u0639\u0627\u0644\u0645\" class=\"read-more\" href=\"https:\/\/exchangerateweb.com\/ar\/cbdc-examples-worldwide\/\" aria-label=\"Read more about CBDC Examples Worldwide\">\u0627\u0644\u0645\u0632\u064a\u062f<\/a><\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-1826","page","type-page","status-publish"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/exchangerateweb.com\/ar\/wp-json\/wp\/v2\/pages\/1826","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/exchangerateweb.com\/ar\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/exchangerateweb.com\/ar\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/exchangerateweb.com\/ar\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/exchangerateweb.com\/ar\/wp-json\/wp\/v2\/comments?post=1826"}],"version-history":[{"count":6,"href":"https:\/\/exchangerateweb.com\/ar\/wp-json\/wp\/v2\/pages\/1826\/revisions"}],"predecessor-version":[{"id":4782,"href":"https:\/\/exchangerateweb.com\/ar\/wp-json\/wp\/v2\/pages\/1826\/revisions\/4782"}],"wp:attachment":[{"href":"https:\/\/exchangerateweb.com\/ar\/wp-json\/wp\/v2\/media?parent=1826"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}